When Do You Take The Hit?

Are you a pain now or pain later person? I know it can be a constant debate in my head. The question always remains, ‘When do you take the hit?’.

Should you cut back on your lifestyle for a few years now to live gloriously the rest of your life? Or should you keep it up and find that 60 comes and goes and you keep chugging along until 70 or 80 years old. It’s your choice. Which will you choose?

It is hard to tell which to do. And it often depends on your mood and the situation. I don’t believe anyone likes to give up the excitement of the now for the potential good later. But if we do not do that, we can find ourselves perpetually working. And that doesn’t sound brilliant either.

I believe sometimes you need to take the hit early on so you can thrive later. The conundrum is that if you get the timing off, there is little you can do about it.

So take it on faith and dial back the lifestyle for a few years while you build your wealth. You will be so glad you did. You may even discover how amazing your life is without all the extras in your life.

When do you take the hit?