Whether it is for travel, lunch or a property purchase, focus on finding great deals. It’s fun and great for your pocket book.
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Category: Property
Think. Dream. Visualise.
Get going on this first step. Ignore your life today, as it is, and start noting down your absolute ideal life.
Don’t try to figure out the how, just focus on the what. What would your ideal life, in all aspects, look like?
Get as broad and detailed as possible. Paint a magnificent picture. Do no hold back.
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Practice Detail
Big picture and generalisations have their purpose and place. However, you need to focus on the nitty gritty, nuts and bolts and detailed bits in order to finish a job well.
Make a list of all the steps you can possibly think of to finish a project from this point. Then crack on and get these steps completed.
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Make Plans And Follow Them
Not making plans can lead to disaster, or at least a less fulfilling life. Making plans and not following them could be quite frustrating as you neglect your dreams and don’t reach your own expectations.
If you have an exciting vision, make a plan to get there and follow the plan, you are very likely to achieve it. Now go give it a try!
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Take A Chance
If it’s moral and no one should get hurt, take a chance. Sometimes it will work out well in the short term, others in the long term and some not at all. The experience will be worth it.
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Mix And Mingle
It’s how you find new opportunities, business partners, ideas, solutions and adventure. Get out there. Mix it up a little.
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Wake Up!
Are you financially fit? Are you hoping, dreaming, avoiding or planning, when it comes to your financial future?
You’ll probably end up broke if you hope, dream or avoid. And if you plan, have you stress tested it with challenges and been accurate with your current, realistic course?
You can do more than you think, so start imagining and planning. Yes you need effort and sometimes it will be hard, uncomfortable or even frustrating. But it’s better to have those challenges in your 20’s to 50’s than your 60’s and up.
It can feel hard, uncertain and confusing to get started organising your finances. But if you don’t, you could end up broke or in an undesirable (non) retirement situation.
Yet, if you start now, you can take control of your future, learn some basics and have a wonderful retirement, while still passing on a solid inheritance to the kids or your favourite charity.
Start today! It’s time to wake up! Do it yourself or get in touch and I can give you some pointers. Regardless, pay attention and set up your life to win! I’m cheering for you. ✅
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Fix Your Mortgage Today!
Imagine paying £20k/$20k more interest in 2023 than you did in 2022!! This can happen if you haven’t been paying attention or don’t take immediate action.
Many mortgage rates have gone up 3% over the past 12 months. So with a £700,000 mortgage, on a £1 million house, you will pay £21,000 more interest next year. Your rates may have gone from 2% to 5% or £14,000 per annum to £35,000 per annum.
Now if you fixed that for five years, that would be £105,000 less in your pocket and more in your bank’s pocket. Yikes! I bet you could have had nice plans for that kind of money.
You can’t do anything about the rate changes up until now. However, if rates go up 3% more by summer next year, but you lock in now, you could save yourself a further £21,000 per year and £105,0000 over five years. You know it makes sense!!
Get your pen and paper out. Call your bank or broker and run the numbers. Get a fixed rate if it makes sense. This time next year you’ll be so glad you did. Do it now!
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Dream About Your Ideal Life
Use your imagination. Refine your thoughts. Be sensible, stay in budget but build a better life in your mind. See it clearly. Add in all of the detail.
Now, give yourself 10 years to get there.
Then decide you’re going to start today, do something everyday and reach your goals in 9 or 10 years. July 29 2032 will be the day you celebrate hard from achieving your dreams. Congratulations. You made it!
You may be financially free, married, still alive, retired, travelling to fascinating countries, dedicated to charity work, having children, adopting, teaching, coaching, having fun, or any of 1,000 other things.
Don’t wait 15 years. Don’t wait another minute. Get clear on a goal or two now and get working on it. Follow the 7 Simple Steps in my book, Achieve Anything, and you will succeed and become Unstoppable. Go for it now!
#achieveanything
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Keep Your Finances Updated And Tidy
There are many reasons to do this. It’s an investment in you and your personal well-being for starters. Knowing where things are at financially is calming, liberating and allows maximum fun.
If you know your bills are paid, your emergency account is fully funded and your investments are working day and night for you, you will have a greater sense of calm. And it lasts all year. Not just the week or two of calm you get from going on a holiday. Especially if your bills pile up, your admin gets behind and you blow your emergency funds on your, ‘but I needed it!’ trip.
Also, if you were incapacitated or died, could someone step in and know where everything was? Are all the accounts easy to find? Is there an up-to-date will? Are bills on direct debit? Or would someone have to hunt around and figure out what to pay and when?
Do this for you, and your heirs or carers. Start today and have it all sorted by the 15th July (2022!!). Go!
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