CategoriesObserveThink About It

Risk Is Different

It is different for different people. Some like walking while others prefer big air snowboarding. One group of people prefer to be debt free while others are comfortable with high levels of debt.

Kids can take on more risk than the same people but in their 80’s. Time of life is important.

Stage of life is also important. Before marriage and before kids, adults are often willing to take on more risk.

Be mindful that risk is dependent on many factors, some of which you will not even see.

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CategoriesActionGratitudeReframe your thoughtsThink About It

Keep Hope In Your Heart

Hope is a critical component in life. We hope someone is doing well. We hope a journey is safe and successful. We hope our finances will work out.

It’s a bit like positive prayer. Though hope usually comes from a position of unknown or desire. Where prayer seems more certain.

Either way, Use hope and prayer in your life to keep you engaged and moving forward.

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CategoriesActionGoals, Results & New ThinkingProgressReframe your thoughtsThink About It

Focus On Completing

Starting can be hard, especially things we consider big or important. Smaller projects or tasks, that aren’t considered too tricky or important, get started more easily. Then we have too many projects and don’t complete them.

Two things can help here. First, discipline yourself to only start any project, large or small, if you’re going to complete it 100%. Otherwise, pass on that project or task. Secondly, once a project is started, focus on completing it as quickly as possible.

Then you can enjoy life a lot more.

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CategoriesFinancialReframe your thoughtsThink About It

A Car Or A Flex?

There are many things to buy and many reasons to buy those things.

Let’s use a car for an example. When people want to buy a car, it is usually so they can get from A to B. It is a mode of transportation. In which case, any working car will do.

Then there are the considerations. If it’s new, it will cost more and depreciate fast but it is likely to be very reliable and come with a warranty so the time in the garage or costs of repairs will be minimal.

A 10 year old car will be much, much cheaper and will have depreciated quite a bit. On the other hand, it might require more time in the garage and cost hundreds or thousands more for repairs.

Another factor might be what you’ll pay for more luxury items. You decide you need heated seats, a sunroof, and air conditioning. You also prefer leather seats.

These are all fine options, if they are within your budget.

Finally, sometimes people want more than transport and more than their own personal luxury preferences, they want a flex.

Sometimes people want a car that lets people know something they think is important. It can be a demonstration of wealth, class, refined taste or cool.

Be careful with this last criteria. It often backfires. What you think other people will be impressed by, can sometimes turn their potential admiration into something far less pleasant (like envy or distance).

Buy the item you want in life, for your total enjoyment, not what it signals to other people.

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CategoriesThink About It

What Do You Want?

A very hard question for many people to answer. Lots of people know what they don’t want. But actually articulating what they do want – that can be near impossible. Isn’t that crazy?

We should spend more time in the affirmative. Think and dream about what would make us happy, not not make us sad or angry etc.

Come on people!

Write out 10 things you want in life. Do it right now. Can you even get six written out?

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CategoriesActionGratitudeThink About It

Assume Good Intentions

Eight billion people on the planet. I assume most have good intentions. They want to work, make some money, pay for their survival and enjoy a little.

That is why the world is pretty peaceful. Especially when compared to thousands of years of history.

There will be people with bad intentions, of course. They will be like that for a short period (revenge, retribution, immediate survival), or, even fewer, will have evil intentions as their life-long philosophy.

Be mindful of those people and the moments others go briefly rogue. Generally though, most people are guided by good intentions.

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CategoriesActionReframe your thoughtsThink About It

Find The Win!

There is always a silver lining. Sometimes you have to search very hard for it. Other times it doesn’t feel that great, regarding the silver under the circumstances, but it is there. We can seek to get something out of every experience.

Sometimes it does take days, weeks or years to discover the win or accept it. But when you look, you’ll find the win. Look for one every day.

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