Remember the car you wanted? How about that vacation that didn’t happen? Make a financial wish list so you can focus on the things that bring you joy.
Like Marie Kondo says, when tidying, get all the same items in one spot. So if you are doing clothes, get all of the clothes from around the house and put them in one spot. This way you can see everything at the same time. This makes it easier to compare, so the selection process may be easier. You also get a true sense of the magnitude of the items.
Do the same for a financial wish list. Think of it as a bucket list that you want to achieve before you buy the farm. Put everything on this list that you could imagine wanting at some point. Put a minimum cost on each item. The idea is to get everything out in the open and see what you would really like. Some will be must haves and some will be nice to haves. Put them all down. Get a real sense of what is ahead of you. What would bring you joy?
For example, one of my items is to pay for each child’s university education. Another is to cover an amount for a wedding. Now maybe they won’t go to university or get married. But at least the funds are there in case they do. And they can always be redirected to a start-up business fund, round the world holiday or other matter after a certain age.
Make a financial wish list. Make it for fun. It will tidy your mind.
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