Action Archives - Page 138 of 162

Awaiting Perfect Conditions

Posted on April 7, 2021

We all can do pretty well when all the stars line up. Life is so easy when all the stop lights are green. However, awaiting perfect conditions may be a fools errand. It’s pretty rare to have exactly ideal conditions for anything.

It is usually far better to strike while the iron’s hot and not wait for everything to be all in order. It can be difficult to know the precise best time to make your move. However, with some action immediately, you are likely to be in the best position going forward.

If you go to bed late, you can’t always wait until you have your eight hours sleep. You may have to get up after 5 hours and just get through the day like that. Maybe you would feel better getting more sleep. However, you probably have other matters to tend to. The ideal conditions are a nice to have that most of us will not see.

Imperfect results can be the results of acting now. But it is usually going to be the best you can get sorted anyway. And given that life is short, you don’t want to waste the bulk of it awaiting perfect conditions.

Action Observe Reframe your thoughts

Dig Your Heels In

Posted on April 6, 2021

That can feel sooo good in the middle of an argument. It may not be good but the adrenaline rush and everything works. Dig your heels in deeper as the discussion / argument continues to gather apace.

Generally speaking, we people like to be right about things. The funny thing is we are already right about our perspective. The challenge comes when other people have a different perspective. We can get quite animated explaining to people how our perspective is right and their perspective is wrong.

At this point, you could just walk away. You know you are right from your perspective. In addition, you have little interest in the other persons perspective. You just know they are wrong. And you are frustrated that someone’s lived experience could have got them so far off the correct track (i.e. your current perspective).

Again, best to walk away and reassess your own view of the world. No need to dig your heels in to press the matter. Few people seem to crack with greater pressure applied. You just don’t see it very often or ever.

Sometimes you feel you must win the battle and so forget about the larger purpose of life – Joy.

Don’t dig your heels in.

Action Progress Reframe your thoughts Time

Start Small But Dream Big

Posted on April 5, 2021

The trouble at the beginning is that there may not be much there. Sometimes there is a seed or an idea. Start small but dream big.

The critical part is to start. You can make whatever fanciful dream you want, but if you don’t begin, you won’t get there. And you can’t usually do step 2 until after you’ve done step 1.

Sometimes we can use a shortcut to get somewhere. However, even shortcuts have a beginning point. Don’t try to maximise, effiency-drive everything. Every podcast started with one listener as did every Clubhouse room. There is nothing wrong with that.

Now staying that size is a problem. You should grow a little. If not, check out why. Ask around. Get some answers. And then do something about it.

It is not everyone’s destiny to become some huge big deal. But it isn’t appropriate to stay so small as to be insignificant. You should be able to build an audience. If not, you have got to ask yourself why.

Just because you start at the bottom, doesn’t mean you have to stay there. Add more value, develop a skill, practice, learn, develop.

You have it in you to do something exciting! So get on that. Take an interest in your craft.

Start small but dream big.

Action Gratitude Health & Fitness Reframe your thoughts Time

Helping Others

Posted on April 4, 2021

Do they really need your help? Or do you really need them to need you? Are they capable of doing it themselves? Helping others can be a wonderful thing. It can also be done for a variety of reasons.

Altruism is rarely altruistic. Often the person performing the act of kindness or assistance will get a jolt of feel good for helping out. Some enjoy that feeling that comes from helping so much that they continue to help people even if they no longer need it.

One might even make up some symptoms or stories of helplessness to prove their assistance is required. This is where things need a reassessment. We should be aiming to help people to become self sufficient. Teach them to fish, not give them a fish.

No one should be trying to create a situation of learned helplessness. Nor should people be allowing or encouraging this to happen. People like to feel a sense of independence. I believe this is for both the young, the old and everyone in between.

When helping someone or a group of people, have an exit strategy. Know what the end of your useful time looks like and stick to it. Help the other person but ween them off of you.

That is one of the keys to helping others.

Action Gratitude Time

Let Things Slide

Posted on April 3, 2021

Sometimes there is just too much on. Though there are also times when life has a dramatic twist. In such instances, it may be best to let things slide.

I wouldn’t encourage you to do it too often. Certainly do not make a habit out of it. However, there are times in your life when almost anyone would agree that taking your foot off of the gas a wee bit is a good idea.

When life throws you a curveball in the form of an illness, accident or challenge, you may have to put some things on hold. Similarly, if you should be celebrating a unique milestone, then don’t hold back. This is especially true if it comes as a bit of a surprise, like being on the Queen’s Birthday Honours or something goes into remission.

If this happens, it is a good idea to let the people know who may be the most impacted. Nothing fancy, just a quick, I won’t be in, meeting the deadline, or able to catch up. This should be fine for just about anyone. And as soon as the slide is over, you can get back in touch with those people and others. Let them know you are back on the case and looking forward to the next step.

Very occasionally, you can let things slide.

Action Financial Gratitude Health & Fitness Think About It Time

Those Defining Moments

Posted on April 2, 2021

That early win or terrible slip-up can have a long lasting effect on our self-perception and confidence. Those defining moments can haunt us or provide much needed energy for our sails. Which defining moments can you recall?

It’s great to look back on these and unpick them a little. Was it a sporting achievement or scholastic? Were you 8, 13, 18, 27, 33, 48, 57 years old or a different age?

I was fortunate to have great friends, be athletic and be very good with academics. So I can recall mostly good memories at an early age and also as I went through secondary school.

Can you recall the first time you went on a big road trip? Do you remember being on a boat, train or airplane? Who inspired you the most when you were under 10 and who was it when you were a teen?

Most importantly now, is not what has happened, but what will happen. What defining moments would you absolutely love to have in your life? Will it involve an athletic achievement? Perhaps you have an academic goal in your sights? Relationship and financial success are both wonderful things to work towards. Don’t think any of these things just happen. You have to get yourself in the right place both physically and mentally.

Then those defining moments can happen!

Action Financial Progress Think About It

Producing And Consuming

Posted on April 1, 2021

Do you consume more than you produce? It is an interesting question. Producing and consuming are both required in life. However, imbalances in your life will occur if you do one more than the other.

Producing here means providing something of value. The more you offer in value, the more productive you are being. The more the market perceives value in what you are offering the more you can charge for it.

If more people like what you offer, the larger your business will grow. This is how the world has companies valued at billions of dollars. Because of this, we also see billionaire founders and investors. This is what happens when you provide something that others find valuable, not just what you think is valuable.

What you think is valuable is what you will consume. The more value you place on a product or a service, the more you will be willing to pay for it. This payment you make will come from your own resources such as income or savings.

If the value of your consumption is more than the value of your production, you will have less money or wealth. If your production value is greater than your consumption value, you will attract and keep more money.

Producing and consuming are part of life. Which one you focus on helps determine how you spend it.

Action Observe Progress Time

Getting Distracted

Posted on March 29, 2021

What do you do when you can’t seem to focus? What is your remedy from wandering, scrolling, staring or getting distracted in some way?

This evening has seemed to be one of those times. Despite getting some things done, I did not get as many done as I could have. There were a few things on my mind, for starters. Then I got caught in an interesting scroll on Instagram for 10 minutes.

Writing out my to do list for tomorrow kept taking longer as I remembered many things that have slipped by me over the last week. While it is productive to do the list, sometimes the time taken to do it feels like wasted effort. It feels like I could have done one of the things rather than write a bunch down.

Then there was the wandering around the house to find the children and remind them it is bedtime. The third time round the house was starting to seem more like an exercise session with a stair-master. And since each round involved passing through the kitchen, there was the compulsory look in the fridge and cupboard for more food I wasn’t even hungry for.

Don’t get me started on replying to international and local text messages. I know better. Though I am also trying to reply more quickly rather than forget and take 2-3 days. Oh, the precarious balance.

Uh-oh, I’m getting distracted.

Action Reframe your thoughts

Replace Smart With Capable

Posted on March 27, 2021

Having a fixed or growth mindset can dramatically impact the success you find in life. Because of this, replace smart with capable when speaking with children, or anyone else for that matter.

When children, and people in general, hear praise that they are smart, it can lead them to believe they have the answers already. And that if they don’t have the answers, that perhaps they are stupid. This can lead to the desire to only do things where they know the answer for sure. This in turn can lead to reducing their circle of knowledge and reducing their participation in class or conversation.

This is indicative of a fixed mindset. This is the idea that what we know, we know. People can believe that if they don’t know, then they are not intelligent rather than they need to go find the answer. Someone with a growth mindset will note their lack of knowledge and learn to grow their knowledge base.

This is all reviewed in Carol S. Dweck’s book Mindset and in her research.

This idea is why I choose to use the word capable with my kids. They do not know everything. Nor can they do everything. However, they are capable of learning, training, practicing and improving. This is how I suggest they tackle all things in life.

Replace smart with capable for better long term results.

Action Financial Reframe your thoughts

Credit Cards Are Brilliant

Posted on March 25, 2021

I have always loved credit cards. They are so useful. They can be brilliant if you use them with the right intent. Credit cards are brilliant when you are sensible. However, like fire, if not used properly, you can get badly burned.

There are two features of credit cards that I think are great. The first is called a Balance Transfer. This is the option to shift one credit card balance on one card over to another card. On the surface, it may sound like a bad idea that has no benefit. However, if you get curious and look a little deeper, you’ll see some great benefits.

Let’s say you have a $5,000 balance left on one of your cards. And it’s attracting a 20% rate of interest. That would equate to $1,000 annually of interest. Now you could transfer that balance to a new or current card you hold. Find a good deal and you could pay 0% interest for up to 24 months right now.

In addition, you will usually have to pay a fee as well, but if you’re getting a new card, sometimes this is waived. Let’s say you pay an upfront fee of 4%. That would be $200. But no other cost for two years. That’s like a 2% per annum rate. Now you have some breathing room to pay the balance off over two years and it will only cost one tenth of your current card.

The other option is a Money Transfer. Similar idea, but the card company simply places the funds in your bank account. You don’t need to be paying off another account balance. Similar terms can apply.

Like I said, credit cards are brilliant. (Use sensibly and pay down the balance so you clear it when the 0% period ends.)