Category: Financial

CategoriesActionFinancialGratitudeHealth & FitnessReframe your thoughtsTime

Planning Ahead

Posted on December 2, 2023

You’ll spend less, feel better and reduce stress if you can plan ahead.

Christmas cards are a great example. If you plan ahead, you’ll have time to make or buy cards that you love to send. If you’re making your card, you won’t have to pay for instant production. You can opt for the cheaper 2-3 day production.

Also, you will pay less for postage with a lot of lead time. You won’t have to use a courier, express service or overnight delivery. You can pay the least and know it will get there in time.

Not planning ahead, and acting on it, will cost you more time, more money, more stress and many missed opportunities. You may even have to pay penalties or fines. (Think about parking tickets. You pay less if you pay quickly. A good incentive).

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CategoriesActionFinancialHealth & FitnessReframe your thoughtsWeight loss

Success Habits Are Hard

Posted on November 11, 2023

Being unsuccessful is relatively easy. At least it is at first. Laze around, do little to no work and spend money you don’t earn or have. the consequences mean it does get much harder as the months and years go by though.

Building up your success habits is another story though. Eating less and better food takes discipline. Exercising or going to the gym takes discipline and it can be hard. Studying is rarely easy. Same with doing your work, dishes, and laundry. Saving and investing is also quite difficult near the start.

There are a lot of things you need to do to be successful. The sooner you get each one under control, the better off you’ll be!

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CategoriesActionFinancialHealth & FitnessObserveProgressReframe your thoughtsTime

Is Your Life Story Becoming A Warning Or An Inspiration?

Posted on October 25, 2023

If someone wrote your biography and turned it into a movie, would people watch with interest? Would it lift people up and inspire them to greatness? Or would it be a warning to others to avoid this route at all costs?

Now that you’re thinking about it, you could actually do something about it. If it looks like a positive role model story, well done, keep going! However, if it has flashing red lights and warning labels all over it, perhaps rethink the plan for the next five years and start turning things around.

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CategoriesActionFinancialHealth & FitnessProgressReframe your thoughtsTimeWeight loss

Make Plans 5 Years Out

Posted on October 18, 2023

It’s difficult to achieve worthwhile goals in just 5 minutes. And there are a lot of hurdles and obstacles to get in your way. In addition, almost everything takes longer than you think it will.

So make some bigger, exciting plans 5 years out. You don’t have to know how you’ll get it done. Just commit to doing one thing a day towards achieving each goal. Slowly the end will come into focus and you’ll more rapidly progress to, or beyond, your goal. That is pure magic and joy.

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CategoriesActionFinancialGratitudeHealth & FitnessThink About ItTime

Plan Your Golden Years Now

Posted on October 6, 2023

Even if you’re only 15, start planning now. You might simply note the years that you’ll be 60, 70, 80 and 90. Perhaps you’ll write down how much money you’d like to have flow into your pocket each month from your passions, savings and investments. Then you know what you need to accumulate to reach that income goal in 50 years.

Sort your will, funeral arrangements and inheritance planning. Get an outline of these things together and speak to people in these areas or read books and magazines about it.

Spend some time and money to create a very simple and effective plan. You’ll sleep better knowing it’s done and everything has been taken care of. And your family will greatly appreciate it when you’re gone as they can focus on mourning you rather than racing around to sort out the estate, plans and time-constrained challenges.

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CategoriesActionFinancialObserveProgressThink About ItTime

Trying To Make Things Better, Can Make Them Worse

Posted on September 29, 2023

Whether it’s welfare, tractors in Africa, lower lending standards, or government covid policies, when people with good intentions get involved, the long run outcome can be worse.

Of course the immediate benefit is observable and often desirable. Unfortunately, the second and third order implications can be less beneficial, or even damaging or disastrous. (Though rarely for the people that initiated the policy).

Many of the world’s modern issues are derived from well intentioned people getting in the way and trying to control outcomes. Most often, people would be better served if there was less human intervention and they let the natural course of events take place. There is balance in the universe. Sometimes we should respect that and be patient.

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CategoriesActionFinancialProgressReframe your thoughts

Get Your Costs Down

Posted on September 14, 2023

If you would like more calm in your life, then get your costs down. Most of what you buy could be foregone or purchased with a cheaper alternative.

This goes for clothes especially but also works for food, travel and entertainment.

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CategoriesActionFinancialHealth & FitnessReframe your thoughtsTime

Plan!

Posted on September 10, 2023

Few people want to plan for later life and ageing but the sooner you do it, the easier and better it is.

Don’t leave the tough decisions about DNRs, funeral arrangements, inheritance, finances, POA, care, assisted living, long term care, and medical decisions to the last minute. You’ll be too tired and disinterested to do it. You might not be thinking straight or you may have dementia.

Plan ahead while you’re younger and energetic and clear headed. You can thank me later.

FYI: Amazon has a deep sale on and my book can be purchased for the price of a coffee but could help you become a happy millionaire! (Great value!!)

Grab a copy or two as gifts for some friends and family! At these prices they won’t last long. I just saw a half dozen purchased in the last half an hour. And there are now less than a dozen left! Act now!

Amazon.co.uk

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