CategoriesActionFinancialGratitudeObserveThink About ItTime

When Do You Take The Hit?

Are you a pain now or pain later person? I know it can be a constant debate in my head. The question always remains, ‘When do you take the hit?’.

Should you cut back on your lifestyle for a few years now to live gloriously the rest of your life? Or should you keep it up and find that 60 comes and goes and you keep chugging along until 70 or 80 years old. It’s your choice. Which will you choose?

It is hard to tell which to do. And it often depends on your mood and the situation. I don’t believe anyone likes to give up the excitement of the now for the potential good later. But if we do not do that, we can find ourselves perpetually working. And that doesn’t sound brilliant either.

I believe sometimes you need to take the hit early on so you can thrive later. The conundrum is that if you get the timing off, there is little you can do about it.

So take it on faith and dial back the lifestyle for a few years while you build your wealth. You will be so glad you did. You may even discover how amazing your life is without all the extras in your life.

When do you take the hit?

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CategoriesActionObserveReframe your thoughtsTime

Firm But Fair

This is one of my favourite sayings. It is a great way to ensure you do your best to treat people the same way as you treat others. Firm but fair means that there is a firmness with which you are ok with because it is based on being fair. I believe it is easier to stand your ground on issues when you know you are being fair.

Sometimes the item to be done is a non negotiable. It really must be sorted out. This is where you need to apply some firmness. This may mean that you appear tougher on your staff or your children.

When you are being fair, it helps to know what is being discussed. Some understanding of how things have progressed to this point can be useful before weighing in on the situation. If one parent has said ok to something, demanding it be otherwise sends a confusing message.

One example of putting this point into practice is when the children are playing video games. It is often easier to extend their time and pretend that it is all fine.

Though the best thing to do is to be firm on the agreed playing time and assist them in transitioning to another activity. If you had agreed up front how things were going to be, you need to be firm in the face of challenge and opposition.

Firm but fair. Stay resolute.

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CategoriesActionObserveThink About It

Discovery Is Quite Exciting

Think of all of the things that have been discovered. Imagine what else could be discovered! Discovery is quite exciting when you stop to actually think about it.

At one point in our not so distant history, it was common to believe that the world was flat. The acceptable view was that the Sun rotated around the Earth.

It is a funny thing discovery. It is always so exciting for the person discovering. They usually feel like they were the first in the world to discover the thing. When touring a flower garden children and adults alike may quickly move from one item to another to be ‘the first’ to discover an item or the notes next to it.

What is crazy is that almost everything has already been discovered. So, very few things are an actual real find for the very first time. At least in everyday life. Under a microscope, things may be a little different.

So there is discovering what and then also discovering how. For example, when jumping off a small ledge, we may discover gravity acting upon us. So the what is the gravity. How gravity works is a much more involved and detailed exercise.

It doesn’t matter if you were first or the most recent finder. Nor does it matter if it is new to you or new to everyone.

Regardless, discovery is quite exciting.

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CategoriesActionGratitudeObserveProgressReframe your thoughts

My Amazing Future

Can you truly see, in detail, what your life will be like in 5 or 10 years? Does it frighten you to see it or because you can’t? My amazing future should be the theme of your ‘future you’ project.

If you could choose an amazing, exciting, wonderful and lovely future, why would you choose something else? Since you can choose any future you want, why wouldn’t you choose the absolute best future imagineable?

Maybe you have a carbon neutral private jet and an island in the pacific to escape away to. Perhaps you have a Michelin starred chef to cook all of your meals. Your relationship with your partner is astonishingly caring, warm and strong. In addition, you seem to enjoy your everyday to the max, regardless of whether you are at work or play.

You seem to attract great people and situations into your universe. Remarkably, you are wildly comfortable chatting to, and speaking in front of, large groups of diverse people.

You took the classes, read the books, watched the videos and practiced repeatedly over the years so that you could become the person you dreamed of with the life you thought was idyllic.

Remember that my amazing future is as attainable as any rubbish or boring future. So choose very wisely what you will spend your life’s time working towards.

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CategoriesActionGratitudeObserveThink About It

Shifting Your Focus

It can seem odd, natural or fantastic. When you are trying something new, it can be a little uncomfortable. Shifting your focus from one space to another can leave most people wanting a way out.

People make big shifts all the time. It just might not seem like it. We all made a significant shift when we left secondary school. Whether you left in year 7 or after A levels, your next move would have felt like a big one. You may have gone to work, or out as an apprentice or maybe even off to university.

Regardless of where you went, the focus shifted. The standards changed. Your perception of yourself and the perceptions others had of you changed. You might have been considered a school leaver or thought of as university bound. It can be hard to reconcile your new description or tag. Sometimes in life, we won‘t like the description we have been given.

It does not matter though. You need to move on faster, both mentally and in the physical realm. The sooner you can adjust your lenses, the easier you may find it comfortable.

I have been shifting in many ways over the years. From banking, to a corporate role, to a property investor, to a full time Dad, to an author, blogger and now content creator on YouTube. All of these new skills and opportunities.

Shifting your focus can bring lots of excitement into your life.

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CategoriesFinancialObservePropertyReframe your thoughts

Good Debt

Some words just have a bad connotation. While others are riding high with positive brand awareness. Good debt straddles the middle.

For some, all debt is bad or evil or unnecessary. That is how it sits in the bad camp. However, those in the know about debt are happy to have good borrowings in their portfolio.

Generalisations do not help. Often as we get closer to the specifics of a topic we split off into different perception points. This is helpful. We can then better understand our position. Ideally we wouldn’t carry any debt for any purpose. Although, a little bit of borrowed money to help build a company, buy assets and get your future flowing, can be a good thing.

It is always interesting to me when people react to the word debt. It is a word many people want to clarify, if they do not condemn it straight away.

Many people have a difficult personal story involving borrowed money. It is not uncommon for people to have been in sizeable challenging positions when they were young. And unfortunately it is usually bad borrowing that they have collected.

I am trying to raise the awareness of debt, both good and bad, money, finances and life options. That is why I host Money Mindset Monday at 10:30am UK time on Clubhouse. My co-hosts / co-moderators are great and people get a lot of value.

In the meantime, get to know good debt.

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CategoriesActionGratitudeObserveReframe your thoughtsThink About It

Help Your Friends

If everyone did a little bit to help people they knew, everyone would be getting some help. Help your friends when you can. You may not be able to assist all the people in town, but you can make a difference to some.

It could be a simple phone call or sending them something you found online. Other times you may need to lend them your car or make room in your house when they visit. Towards the more extreme, you may hire them or let someone sleep on your sofa for a few weeks or months.

We don’t always know which bit of help will be of most use. But it is quite probable that most of it will be.

Life’s challenges can pile up on people. They don’t always know how to ask for things, especially help. Try your best to notice the signs and signals of growing distress. A little intervention at the beginning can be most useful.

Often a few choice words at the right time, with the right intent, is enough. Usually people know what the problem is. More frequently, they know the solution to that problem too. Regardless, any help at the right time can be invaluable.

Be observant, empathetic and kind. And help your friends.

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CategoriesActionGoals, Results & New ThinkingGratitudeHealth & FitnessObserveProgressReframe your thoughtsThink About ItTime

Embrace Your Future Self

It is hard to be an adventurer, exploring new realms, when your feet won’t leave the comfortable shoreline. Embrace your future self and ride headlong into the exciting world you are seeing for yourself.

There seems to be three main aspects involved in changing your life. The first one is simply recognising where you would like to be. The second one is deciding you are going to get there from where you are. Finally, you need to see yourself at the finish line and truly be that person.

One of the most difficult parts about change is truly being that person at the finish line. We can be hesitant, uncertain and uncomfortable. This may be for several reasons or just one. However, the quicker you can mentally and emotionally become that future person, the sooner you will be there physically too.

It makes sense too. If you would like to be driving a red Porsche, you will need to start thinking of it. The more you can clearly see yourself sitting behind the wheel, the more likely it is to happen. Your mind will shift nicely from ‘not’ to ’fully bought’. In doing this journey, even if only in our head, the easier it is for the mind to accept it as true.

Once something is true, it will be.

Embrace your future self.

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CategoriesActionObserveThink About ItTime

A Crazy Busy Week

Ever had one of those? I am sure you have. Trying to jam in so many things. Some were booked, some were not. Regardless, a crazy busy week was had.

Many people will start out with a good plan. Well paced workloads will have a certain set of expectations around them. We might even add in some contingency time for unexpected items that pop up onto our radar. Despite all that good planning, sometimes things go south. Or great opportunities arise.

Either way, we can find ourselves up against the clock and burning the candle at both ends. Not the best situation but sometimes you just have to make hay while the sun shines. (I couldn’t resist an old farming reference).

How do you deal with a week like that? Do you re-book meetings, delegate workloads, drop things or recalibrate the priority list? Perhaps you do something completely different. Let me know in the comments below as I am genuinely interested in hearing the myriad ways that different people navigate a busy week.

I think I did a combination of all of the above. In addition, some things were simply forgotten in the mad rush. It is not ideal but sometimes life is just like that.

Hopefully next week is not such a crazy busy week.

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CategoriesObserve

That Aha Moment

Not to be confused with that A-ha moment you had back in 1985 with the song Take on Me. This is that aha moment you get every so often when you realise something for what it is or needs to be.

You know that moment when things strike you and the penny drops. Maybe you were working on a hard problem at school or work. Or, perhaps you were trying to solve a crossword puzzle or a who dunnit murder mystery. Sometimes, it is just a conversation recalled and a knowing smile when seeing it from a different angle.

We should have more of these aha moments. Try to cultivate them. Get the conditions right and the mind open and maybe you could have more of them than you could imagine. It almost feels like the giant combination lock in the sky just rolled the last tumbler into place.

Practice getting your mind to relax. It helps if you breathe deeply and let the air out slowly to relax your body, neck and shoulders too. If you can do this, you will be a on your way to a wonderful place. Universal coincidences happen more often when things are calm and aligned.

Practice getting that aha moment and you may just have more of them.

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