You should have a plan for every penny. That would be ideal. Get as close as you can to this idea. Direct 10% to your savings and investments pot. Get it out of your account with an automatic payment, as soon as your income goes in.
If you have any money left over at the end of the month, pay down your personal debt more aggressively.
Moments come and go so quickly. Grab those precious moments and deeply appreciate them. It could be anything from a kind word, a gift, act of kindness, time spent or something more lavish or exciting. They are all important moments. Celebrate them all.
It’s nice to have a mutual understanding. Fewer words are needed. There is less thinking work required. It’s easy and more pleasant. But you won’t grow if you don’t allow your thoughts to be challenged.
Try new things if only once a week or once per month. Maybe you could work up to new things daily after awhile.
New things can be good for the mind and soul.
Have a great time. Enjoy! Park, dance, sing, play and entertain yourself. Just do it sensibly. No doctors or police. And try to make it something you could happily tell your grandmother and your own 10 year old children.
Keep accelerating as your holidays wind down. Build momentum in the off season so you can dazzle in the pre season and around in the season itself.
Think of the next 12 months ahead. How closely will it resemble the last 12 months? Will you eat similar foods, sleep at similar times, work about the same hours on very similar type things? I will guess that you’ll also celebrate the same birthdays, holidays and special moments.
If everything you do is the same, how can you expect life to be or feel differently? You really need to make some small changes or shifts in what you do. Then increase the frequency and/or intensity of these changes so you begin to get demonstrably different results.
If you say you’ll do something, follow through and do it. Do it on the day you said you would do it.
It is definitely worthwhile to remember the past if it uplifts you. If it does not, recall it less and less as time goes by. Remove any environmental cues that may activate the memory. You become what you focus on so it’s best to recall good or informative times more frequently than purely painful ones.
Despite all the data, sometimes you need to go with your gut.
