Sometimes you need quite a few lessons before you learn. Keep trying.
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Category: Think About It
Risk On, Risk Off.
Being financially aware is one important aspect of life. Like it or not, money is critical to your everyday life. Try getting through a week without buying anything or using anything you have bought. No transport. No food. And no clothes.
You can’t even do a zoom call for work. It wouldn’t be right using the electricity, even if it’s just a little amount. Because it all needs to be paid for with money.
So call your mortgage broker and your financial advisor and assess these higher rates and what you can do about them today. Play out some scenarios. Pay an early repayment charge if it makes financial sense so you can lock into a lower rate today, rather than a 3% higher rate next May.
Unless something breaks and threatens to pull down the entire financial system, we may be looking at a 5% base rate for 5 years or more.
Learn about finances for the next three months. What you learn may save you £75,000 over the next 5 years. Isn’t that worth spending 5 hours on this weekend?
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Where Does The Time Go?
If you don’t know, you need to pay more attention. Yes, it goes quickly. But, you can do much more with it if you pay attention to it.
Two tips to improve your time use. First, take a piece of paper and jot down what you do every 5 or 15 minutes, for your whole day. Write the time and a few words. For example, 09:00 at desk, opened 10 emails, replied to five. 09:15 went for a coffee. At the end of the day, see where you could tighten things up a little.
Secondly, write out what you need to do and when, the night before. For example, 08:45 make coffee and take to my desk. 09:00 – 09:45 complete house financing. 09:45 – 10:15 make three calls to potential clients.
If you do the second one, you can compare it to the first tip. You’ll see where, when and why you are getting distracted and off track. And for how long.
With this greater awareness, you can make some adjustments to improve your timing and effectiveness.
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CategoriesThink About It
Can’t Hear The Noise
While some people are going through turmoil, others are completely unaware and getting on with their life.
While some markets are collapsing and personal Armageddon is unfolding, other folks are blissfully unaware and going on a picnic.
I hope this note finds you well. Because I can’t hear or see the turmoil or pain in your life at the moment, doesn’t mean it isn’t there. You will be resilient. These trying times are just a test.
Like snakes and ladders, there are ups and downs. Few people like riding down the snake but you’ll be on your way back up in no time. Who knows, there may even be a ladder lurking where you least expect it to help you back up and on your way.
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In 20 Years
What do you want your life to be like? Where do you want to be? Physically? Financially? Relationships? Work? Career? Hobbies? Family? Health? Fitness?
Take your current age and add 20 years. If you’re 43, add 20 and visualise your life at 63. List out what your life is like. Write it down. Note the clothes you’re wearing, your fitness, how relaxed you are, where you live (sea, mountain, warm, cool), how you spend your days and how delighted you are with life.
Think about your future. Visualise the dream. Add in all the detail. Make it very real and clear to see, not just the idle, transitory thought.
If you want that life in 20 years, what will you need to adjust to get there? Save and invest more of your income? Change some habits? Learn to delegate better and feel good about it? Outsource?
Make these changes now and work on the changes through till Christmas. Then sacrifice and discipline into 2023 so that by the end of that year, you are well on your way to that dream life. Then keep improving every year for 19 more years. I know you’ll make. You can achieve anything that you want bad enough. Especially in 20 years. Go!
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1,000 Blog Posts !!!
An historic milestone! I’ve written 1,000 consecutive, daily blog posts now. I hope you’ve been enjoying some of them and some have made you pause and think more than you normally would.
Most importantly, I hope some of my thoughts have helped you to take action in your life and improve some things you wanted to improve. Perhaps you’re now even living your dream!
Years ago, I set out to write 365 consecutive, daily posts, but I just kept going! The first ones were uncomfortable. Now I may be Unstoppable! Like I wrote in my book, you can Achieve Anything!
When you achieve something notable you should celebrate it! That’s step 7 in my book. So join me in celebrating this 1,000th consecutive, daily post. Tell your friends. Have them join in. Especially if they are trying to achieve anything specific in their life right now.
Woo hoo!
What’s the next big goal?! We shall see.
For now, though, I am celebrating. ?
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Prepare Your Mind
Do you charge straight in? Or do you reflect a little before, create a strategy and consider outcomes? Will you expect to win or just see how it goes?
Prepare your mind to win. Think like a winner. Believe like a champion. Expect the best result. Imagine all the events that need to happen for your ultimate success. Practice in your mind. Train your brain.
Smile. You’re prepared.
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Keep Putting The Work In
One step at a day. One to three measurable progress points each day. Do this five to seven days per week.
Your efforts will compound. The universe will conspire to help you. You’ll notice small changes and then larger ones.
Keep focused on that one thing you need to do. Stay with it. Complete a task. Then complete a second. Celebrate.
Action and Celebrate are steps 5 and 7 in my book Achieve Anything. Find out what the other 5 are. Pick up a copy of my book at local retailers or from Amazon around the world. They’re having a big sale right now too. 65% off the Hard cover. Or get the audiobook! You will succeed!!
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My Grandparents’ Generation
We have a lot in common with them. I never really thought so, but now I do.
We are surviving through some challenging times. They are still ahead on the really crazy stuff like 6 years of WWII, The Great Depression of the ’30s and the invention of amazing things. They had tv, cars and moon landings. We have smartphones, low cost airlines and Mars missions.
If you factor in the Covid years, The Global Financial Crisis of 2007/8/9 and now the Great Recession ahead during the 2020’s, the adults of this era are notching up some impressive survivor moments.
Appreciate what we’re going through in our collective experience and minds. There’s some hardship in our lives and we should recognise that.
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Which Fact And How?
You’re in a discussion and there is a dispute. Either you’re not looking at the same fact or you’re interpreting the fact differently.
It really helps to look at the same fact at the same time. Then you can discuss it from different perspectives. After that, consider the importance of that particular fact to each person. If it is weighed differently, it will be seen differently.
Finally, if someone changes the subject away from that one fact you’re engaging on, they may have realised your point is more valid but don’t want to admit it. Just smile inwardly.
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