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Plan Your Golden Years Now

Even if you’re only 15, start planning now. You might simply note the years that you’ll be 60, 70, 80 and 90. Perhaps you’ll write down how much money you’d like to have flow into your pocket each month from your passions, savings and investments. Then you know what you need to accumulate to reach that income goal in 50 years.

Sort your will, funeral arrangements and inheritance planning. Get an outline of these things together and speak to people in these areas or read books and magazines about it.

Spend some time and money to create a very simple and effective plan. You’ll sleep better knowing it’s done and everything has been taken care of. And your family will greatly appreciate it when you’re gone as they can focus on mourning you rather than racing around to sort out the estate, plans and time-constrained challenges.

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50 Is Half Way

It is often said that 40 is mid life. But I’d argue 50 is more the middle. We don’t remember much from under 12. Then 12-18 is a wild ride of changes and growing up, though for most people many things are done for them by parents or boarding school. Food is covered and so is lodging.

So adult and independent years start around 20. Then 20 to 50 is 30 years. And 30 more years puts you at 80. That’s a great lifespan for those that make it.

So 50 is the mid point. Stay healthy and fit, both physically and mentally, so you increase your chances of a long and enjoyable life!

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Trying To Make Things Better, Can Make Them Worse

Whether it’s welfare, tractors in Africa, lower lending standards, or government covid policies, when people with good intentions get involved, the long run outcome can be worse.

Of course the immediate benefit is observable and often desirable. Unfortunately, the second and third order implications can be less beneficial, or even damaging or disastrous. (Though rarely for the people that initiated the policy).

Many of the world’s modern issues are derived from well intentioned people getting in the way and trying to control outcomes. Most often, people would be better served if there was less human intervention and they let the natural course of events take place. There is balance in the universe. Sometimes we should respect that and be patient.

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Set An Alarm

With phones in our pocket all day, use the alarms on the phone to help keep you focused and remember important things.

I use the countdown timer A Lot! I also have dozens of alarms for different days of the week and situations. I always put some positive words in the description so when it goes off I get a boost of positive energy.

Use a great sound for the alarm too; Loud if you’ll be in a busy place and soft if waking you up or in a meeting.

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CategoriesActionGratitudeObserveProgressReframe your thoughtsThink About ItTime

When Do You Quit?

My son asked me tonight, when is it time to quit something? This could be school, a job, a relationship, a bad habit or a sport, club or activity.

It’s a tough question with no perfect answer. Each case will depend on the people and factors involved.

Steve Jobs made a good point that if you aren’t enjoying something for a long time or too many days in a row, it’s probably time to mix things up or at least assess what is going on.

I use this benchmark: Am I prepared to say this is as good as it gets in this area for me. I’ll probably never soar higher than this right now. Am I really ok with that? Or shall I press on a little longer?

If you are going to err on one side or the other, I’d say stick with something longer, even if you’re unsure. You may regain the joy or find your enthusiasm again!

It’s a personal decision. Good luck.

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CategoriesActionReframe your thoughtsTime

Develop Good Habits

You may have to start with one. And get really good at it. Then move on to another and build that into your day. It can take some time. Stick with it. It will be worth it over the years.

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