CategoriesActionTime

10 Minutes Of Impact

I continue to see how your life path can change in a moment. It doesn’t require much time. With just 10 minutes of impact, your life can shift to a different course.

One impulsive decision could have you bumping into your dream partner on a Saturday evening cooking course. Alternatively, allowing things to heat up a little too much could have you looking for a new kitchen.

This idea is often on display as we see the results of people’s decisions unfold. We often have empathy though sometimes we don’t. You weigh up a lot of data points and considerations.

The Euro 2020 football tournament had some examples on Monday. (Spoiler alert). Spain was ahead 3-1 with only 5 minutes to go in regular time. With that lead, one could easily assume the strong odds were for Spain to win. However, in the 85th minute of the 90 minute game, Croatia scored. Then, two minutes into added time, Croatia scored again to bring the match level at 3-3. In the 30 minutes of extra time, Spain scored twice to clinch the win.

In the France v Switzerland match we saw something similar. Down 3-1 to the French, the Swiss team scored twice in the final 9 minutes. The first was in the 81st minute and the second in the final minute. It continued to be a very exciting and riveting match from there.

Remember, it isn’t over till it’s over. Momentum can shift suddenly and powerfully. And, 10 minutes of impact can change your life. Go make it happen.

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CategoriesActionTime

Make Your Actions Matter

What you do in life is what will count in your life. Disregard what others say and do. Pay no attention. Make your actions matter. By doing so, you give yourself the best chance of success.

Too many people, occasionally myself included, give too much time and attention to unnecessary things. This can include a disproportionate amount of time on interest rate direction, politics or the latest world event.

In addition, there are people that then look for externalities to blame. It can even slip to how your boss isn’t helping, the company is holding you back or a desired client isn’t getting over the line.

If you find yourself in this position, you need to just push onwards. Things can get difficult. Challenges will arise. Oftentimes this will happen at inopportune times as well. However, if you keep focused and keep playing to win, you will get to the result you are looking for.

We can look out and think that so much is impacting us. However, it usually only impacts us if we let it. If we allow events or other people’s opinions keep us from our goals, then they will.

But, if we stay focused on what we are supposed to do and do that well, we will succeed.

Make your actions matter.

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CategoriesHealth & FitnessReframe your thoughtsTime

Relax

Is this easy or hard for you to do? Are you filled with tension in your body? Is your mind constantly buzzing? Relax. It will do you a world of good.

Sometimes I simply lay down on the bed or sit in a chair and close my eyes. Then I empty my mind, relax my limbs and take many slow but deep breaths with equally slow exhales.

Three to five minutes of that and I can be as good as new. Though I do set my phone alarm for seven minutes now. By doing this, I have a better chance of not sleeping for an hour or two. It can be so instantly relaxing that you can doze off.

I have also used the Key Drop technique of Dali’s. Essentially, hold something in your hand and when you finally succumb, you drop it. When it hits the floor, you will awaken. You will have dozed off just enough to reinvigorate yourself. Then you can get back on with things.

Relaxing doesn’t have to involve sleep. Although, a good nap in the middle of the day has helped many famously hard driving people. However, you can also meditate. You can even just watch some comedy on YouTube. It really is up to you. But you should do something to relax every day.

You may find it a welcome habit. Go on, relax.

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CategoriesActionFinancialThink About ItTime

Make A Financial Wish List

Remember the car you wanted? How about that vacation that didn’t happen? Make a financial wish list so you can focus on the things that bring you joy.

Like Marie Kondo says, when tidying, get all the same items in one spot. So if you are doing clothes, get all of the clothes from around the house and put them in one spot. This way you can see everything at the same time. This makes it easier to compare, so the selection process may be easier. You also get a true sense of the magnitude of the items.

Do the same for a financial wish list. Think of it as a bucket list that you want to achieve before you buy the farm. Put everything on this list that you could imagine wanting at some point. Put a minimum cost on each item. The idea is to get everything out in the open and see what you would really like. Some will be must haves and some will be nice to haves. Put them all down. Get a real sense of what is ahead of you. What would bring you joy?

For example, one of my items is to pay for each child’s university education. Another is to cover an amount for a wedding. Now maybe they won’t go to university or get married. But at least the funds are there in case they do. And they can always be redirected to a start-up business fund, round the world holiday or other matter after a certain age.

Make a financial wish list. Make it for fun. It will tidy your mind.

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CategoriesActionFinancialHealth & FitnessThink About ItTime

Stop And Think

When did you last do this? It can change your life if you do it. Many people are so busy getting through life, they don’t stop and think.

Take 15 minutes later this evening and consider some things. If you are really brave, get a pen and some paper and write out your thoughts. I say brave because it is rarely comfortable confronting the brutal facts of reality.

Now I suggest you write out some of the great highlights of your life first. You may be able to note down 12 years of schooling or an advanced degree. Perhaps you’ve travelled or have had an illness you’ve had to overcome. Maybe you donated some money to a friend that was doing some fundraising. You may also have maintained a successful relationship, built a career, bought a house, raised good children or simply made it through life to here.

Well congratulations! There are so many skills you have and so many more you could acquire. You are far better and more impressive than you give yourself credit for. And you can do so much more than you even begin to imagine.

Recall all those times you got the thing you wanted. You bought the car, went to the concert, got the job or went out on that date. When you really wanted something, you went after it. You got it or something similar.

What else do you really want? How serious are you about it?

Stop and think. You can achieve anything.

Now, go make it happen.

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CategoriesFinancialThink About ItTime

Think Longer Term

It would be great to have everything right now. No waiting or requirement for patience. However, if you think long term, you can get a lot of what you want now and have a good long term too.

It is so easy to spend money and time. It is more difficult to keep an eye on them and guard them. But it makes sense to do so. Living for today is a great and exciting way to live life. However, if you sacrifice 100% of your future to maximise today, things could get challenging later.

Although, consider the future you and how much they will thank you for being a little patient. If you do, you might do things differently. If you eat well and exercise in the present, your 40, 60 and 80 year old self will greatly appreciate it. Saving and investing 1%, 10% or 20% of your monthly income could make the retirement era you very happy indeed.

I know it takes time to set these plans in place. But, if you can do it, you’ll be better off. Both the time you have in your later years and the money comforts will be greatly appreciated by the older you.

Think longer term. Future you will be glad you did.

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CategoriesActionReframe your thoughtsTime

Making Your Next Episode

Your life could be viewed as a movie, mini-series, or tv show. Although it is probably most like a tv show. Making your next episode is a weekly occurrence.

With that in mind, how do you rate your life? Is it a drama, sit-com, tense thriller or mind numbingly drab? How do others see it? How would you like to see it?

The amazing thing is, you are making the next episode as your day unfolds. You are the writer, casting director, overall director, executive producer and star of the show. In the early seasons you were primarily the star. Your parents played the other roles in the credits. But once you turned 10, you started heavily influencing the other production roles.

You may like to feel as though you’ve given up artistic control, or never actually had it. However, every day you should remind yourself that it is you that makes the bulk of the decisions in your life. You decide if you are a stunning, fit and joyful lead character. You also decide if your role is that of a tired, bored or restless individual.

The people on the set are all selected by you to create the ambiance, atmosphere and interaction. Scenes start and end how and when you want them to. If a storyline isn’t working for you, you can just leave it on the cutting room floor.

Every week, you are making your next episode. Pay close attention to how you write the script for this week.

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CategoriesActionReframe your thoughtsTime

Be Confident In Your Position

You know what the best path is already. Don’t let others distract you or put you off. Be confident in your position. Carry on with your plans.

Often times we know the best solution to a given situation. We may not have 100% of the information but we need to make the decision. No one ever has 100% of all the relevant and related information. You need to have enough information, and a good feeling about things, to then press on to the conclusion.

I like Colin Powell’s 40-70 rule in this regard. With less than 40% of total information, your odds of making a good decision are lower. Obtaining more than 70% of the total information is time consuming and unlikely to change your decision.

Who knows what ‘total information’ really means? And how does one truly measure 40% or 70%? Don’t get caught up in these things. It is a rule of thumb. Get to where you feel pretty confident in the decision you are about to make. Know that the information you have is accurate and from a good source. Then get on with the decision and move to execution.

Usually you can adjust later if the decision did not bring about the outcome you were looking for.

If you have experts with field experience providing your information, you should be fine.

Be confident in your position.

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CategoriesGratitudeObserveProgressTime

Those Days Are Gone

Everything that starts will eventually end. Whether it is a game, a job or even breakfast. Those days are gone and not being revisited.

It is such a strange concept how we see things coming in the future. Then we experience something for a brief moment. Then the moment passes us and becomes ever more distant.

For example, we look forward to a birthday, event or holiday for months. Each day that passes can seem to take forever. Our anticipation grows stronger as we inch closer to the moment. Then we want to capture the moment and keep it forever. And we do, but the intensity tends to fade with time. And it becomes diluted by all the other memories we have.

This struck me while going to pick up my daughter from school the other day. She’ll be able to walk to school on her own in September. Mom and Dad will no longer be required. Those little chats we have and seeing her interact with her friends at the school gate will be things of the past.

These days are coming to an end. I recall the sentiment of other parents with older children. Some were elated to no longer have to be there each morning and afternoon. Others were saddened by the end of the era. I presume many were both. I know I will be.

This is simply the way life is. We all pass through stages. Things start and things stop.

Enjoy every moment you can before those days are gone.

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CategoriesObserveThink About ItTime

Forecast For Fun

Few things can be known for certain. We play the odds all the time. In everything we do there is risk. We forecast for fun but often our lives depend on it.

There are many words similar to forecast, such as prediction, estimate or guess. We can also foretell, prophesy or even prognosticate, even if it does sound funny to say. I cannot foretell if you will agree with me or not. However, everyone is playing the odds at every moment.

We all like a little forecasting. We hope the weather forecast is spot on when it says sunny and warm. Some folks like to place a wager on their ability to foretell the future. We do this with the stock market and sports and while in the confines of a casino.

Amongst our friends we might guess what scores we will get on an exam or how a mini series may turn out. There is no end to the amount of things we are willing to bet on. Have a flutter for some fun. Sometimes we assess the risk and other times not.

When you cross a road at 05:00 and there isn’t a car in sight, you are still taking a risk. You could trip and whack your head on the pavement. However, your odds of safely and successfully crossing are close to 99.9%. Crossing a busy road during the middle of the day may carry a similar probability but there is a greater risk of an unsuccessful cross.

Forecast for fun but remember there is a level of risk for all activities.

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