CategoriesReframe your thoughtsTime

It’s Got To Be Easy!

Everything ideally would be like the big red button theory espoused by Rory Sutherland in one of his insightful and funny TED talks. It’s got to be easy and simple for something to work well.

Remember the first time you ever used Google to search for something? There was nothing on the page except a letterbox to type in. It was so simple, intuitive and easy. And it got the result you wanted in milliseconds. Google also found two million other options should the usual suspects not be what you were looking for.

I opened a bank account at Starling Bank recently. Oh my, how easy was that. I didn’t have to leave my home and it was all done in 10 minutes. Then they sent me the bank card.

We often make things harder than they need to be. Keeping things simple is almost an art form. It takes more effort to make things effortless. But it is worth it.

Spend 10 minutes today trying to make your life simpler. If you are going to succeed at things, it’s got to be easy. Set up your environment to win. If you want to eat healthy, keep healthy food where you spend you’re time.

You get to make the choices, so make good ones.

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CategoriesObserveThink About It

What Do You Look For In Other People?

I’m not sure many people consciously consider the traits they look for in friends or associates. What do you look for in other people? Are there five or six must have items on your list? Perhaps, like many people, your friendship circle is simply a collection of people you got along with well at some point.

We tend to veer towards groups with people who have similar interests like cars, property, music, surfing or bridge. And usually people bump along meeting others in that group until they find someone who they click with.

Is there a more efficient way to go about this? Speed dating fascinates me for this reason. On the surface it seems rather cold and unromantic. But it has an undeniable efficiency. Whether you have a list of ‘must haves’ or not, people tend to know within a few minutes whether the person has ‘heck yes’ potential or not.

And, if they don’t have the potential, simply catch and release. There are other fish in the sea. Of course the sooner you find those other fish, the sooner you will find additional joy.

The tough part comes when you find someone you enjoy hanging around with but they are not good for your future. Do you have the strength and discipline to cut them loose?

Become clear on what you want in a person you spend time with. Like a holiday, job, spouse, business partner or doctor, you’re going to spend important time there/together. You might as well set some specific and high criteria.

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CategoriesFinancialThink About ItTime

Shirtsleeves To Shirtsleeves In Three Generations

Wealth. It is frequently fancied while sometimes sneered at. How do you keep it in the family? Shirtsleeves to shirtsleeves in three generations is a well known, international sentiment, with this in mind.

Historically, the first generation works hard, makes sacrifices, and ensures that the money comes in. In addition, they use it well. Because of this, the first generation can grow their wealth. Often this requires practicality and frugalness. While displaying these values, their children learn more about the ingredients to success and wealth.

Parents will sacrifice their pleasure to provide a better life for their children. During this period, the children see their parent’s effort and sacrifice. Because of this, they often choose or are directed toward more stable and higher income roles. Without having to toil and sacrifice as much as their parents, who shielded them from it, they develop more of a lifestyle led existence.

The parents often sow the seed of the family’s demise. They do not always train their children in hard work, sacrifice, sensible spending and intelligent, long term investing. Certainly the second generation seldom pass key life lessons on to their children.

The third generation, brought up with wealth and a nicer lifestyle, often have few of the key ingredients to maintain or build on the family wealth. Therefore, many times this third generation reduces the family wealth. This may be through poor investing, frivolous spending, family legal disputes or trying to live up to the family name.

You can prevent shirtsleeves to shirtsleeves in three generations. Be sure to instil in your children, and grandchildren, the concepts of hard work, sacrifice and developing an investor‘s mindset.

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CategoriesActionThink About It

What Makes You Decide?

We make decisions every day. There are the thousands of little decisions and the several, or dozens of, much larger decisions. But what makes you decide anything in the first place?

What is it that makes us decide that it is time to brush our teeth? Is there a trigger that helps us with the decisions around the clothes we will wear today or what we will eat for lunch?

Some decisions are instant, like to keep walking or stop. Other decisions are longer term, such as where we will book next year’s summer holiday.

Perhaps many decisions are merely strong habits. If you decide to go to bed because it is 10:00 pm, is it much of a decision if you go to bed every night at that time?

A lot of decisions are the result of measuring pleasure or pain. I might keep walking if I see an old friend up ahead (pleasure pursuit). However, if I see a car hurtling through a red light, I might stop walking across the street (pain prevention).

What makes you decide to support a political party or leader? Which internal system makes those split second decisions while driving at 70 mph?

Could it be your Emotions? Experience? Training? Conditioning? Education? Influence? Peers? Data?

Have an honest moment with yourself and consider what really are the main reasons you make many of your decisions. You may be surprised.

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CategoriesActionReframe your thoughts

From Beginner To Winner

The journey from start to finish can be a challenge, not least because it is repetitive. To move from beginner to winner can take some time and a lot of training.

It usually starts with mindset. You need to shift from, ‘I can’t do this’ or ‘I’ll be terrible’, to, ‘I can do this’. Then the process has begun. You can then have your first real try. You are ready.

Now usually when we are the beginner, we are not very good at it. Walking seems so simple now for most people reading this. But walking usually takes 6-18 months for children to learn the basics and become reasonably capable.

Times tables is another example most people can relate to. The first time you were shown the times tables, it’s unlikely you remembered any of them. But now you could probably provide rapid responses for six times six and 11 times nine.

Like anything in life, most things are achievable by a regular person. Certainly climbing from beginner to intermediate is within most people’s grasp for anything intellectual or physical. It will, however, take some time, effort and focused training. It may even require a coach, teacher or trainer.

Shifting from intermediate to advanced is another leap. This relies more heavily on mindset. This leap requires discipline, a positive mind and the ability to deal with bigger setbacks.

From advanced to professional requires an even greater level of mental fortitude. But it is achievable. Though in this modern era, with so many people prepared to compete for the rewards at the top, you will have to train hard.

Remember, the journey from beginner to winner will usually mean you will be a little shaky at the start. But you need to get through that and shift from uncomfortable to unstoppable to achieve anything.

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CategoriesGratitudeHealth & FitnessThink About ItTime

Sometimes You Just Need A Break

Life can have moments of relative calm. It can also have periods of full speed intensity. During the crazier moments, sometimes you just need a break.

There are quite a number of things that can fill your days. For example, you might help to maintain your household, have a busy job, look after kids, be studying, be a carer, be growing a business or volunteer. Many people are trying to manage everything while doing a combination of these.

Life’s challenge is that the ‘to do’ list is always longer than the time available. So you must be careful to set some boundaries and create priorities as well as follow some cut off times. If you go non-stop too many days or weeks in a row, you may find other challenges in your life. Normally this would be your physical health and mental fortitude.

It is easier to burn out than recover from it. Occasionally we get so caught up in the cycle of doing, we don’t even realise the mental and physical toll we are having on ourselves.

Remember to schedule down time, rest time or you time. It is important to recharge your batteries. Occasionally that will mean you will not get everything on your list completed. As long as none of it is life threatening, then we should not think twice about this.

Remember, you shouldn’t push excessively for too long. Sometimes you just need a break. Make sure you schedule one in and take it. Your soul will be grateful.

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CategoriesGratitudeHealth & FitnessObserveReframe your thoughtsTime

The Best Time In History To Have A Pandemic

There is probably never a good time to have one. But if there had to be one, then this is the best time in history to have a pandemic.

Right now we have the best medicine, knowledge and science. In addition, there are no major wars. The global economy has been pretty healthy and improving for a decade. We can communicate far and wide via the internet with friends and families. School’s have rapidly adapted themselves to online home schooling and some return-to-school social distancing.

Furthermore, we have fewer 70+ aged people on the planet than we will in 20 or 30 years. Given the greater challenges for this age group, with Covid-19, this is another positive for this moment in time.

We also have incredible international, interconnected awareness and collaboration. Even technology is at its best ever. Oddly, however, many countries don’t seem to have a simple or effective track and trace programme in place. Perhaps this concept needs a rebrand. The name may be a barrier to usage. People may not want to be tracked like an animal and traced like a fugitive or DHL package.

Another plus for this era is the longer life expectancy most people have.

So I know it’s not an ideal time to have this happen, because it is in the middle of our moment here. But most generations throughout history have had a far more difficult time, generally. Therefore, like it or not, this is the best time in history to have a pandemic – particularly this one.

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CategoriesActionThink About It

Prepare For The Worst And The Best

It is always important to maintain a positive perspective. To this end, one should prepare for the worst and the best and not prepare only for the worst.

In the headline, I’ve modified the popular idiom of, ‘Hope for the best and prepare for the worst’. It makes more sense to me this way.

Taking action, planning and preparing only for the worst seems like only half the answer. Although hope is an excellent thing to have, I thought we should put some action, planning and preparing for the best in here too.

Hope is a great start but by planning, preparing and visualising the best outcome, we may actually help to create it. In addition, it may be more likely to come to pass if some action has been taken.

So let’s hope that things get better. Let’s plan for better days ahead. Why not map out what ‘great’ would like for your life over the next three, six and 12 months? If you haven’t done so already, start preparing for the life that you want. Mentally map what it looks like and how it feels. Review this in your mind daily. Several times a day if you really want the change to happen.

While doing that, also prepare for the worst. Be ready to quarantine at some point, lockdown again, be clear on your finances for the 12 months ahead and especially if household income became impacted. It’s not fun to plan for tough times ahead but it is prudent.

Finally, Do not plan just for the physical outcomes but plan for the mental condition you’ll need as well. Be ready for challenge but focus your thoughts on happier days.

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CategoriesObserveThink About It

Being Right And Wrong

Sometimes you need to rely on the information that you are given. You may even believe it to be true, only to find out it isn’t so. Being right and wrong can add an extra layer of complexity to any situation.

I learned early on in life about the importance of your source. I also learned not to believe everything I read. In addition, I learned that adults make mistakes just like kids.

When I was 12, I read about Ian Gillan replacing Ronnie James Dio in Black Sabbath. I can’t recall which magazine it was in, but it was likely Circus or Hit Parader. The article had his name misspelled as Gillian though, with a second i. However, I was unaware of who Ian Gillan was and so did not know the correct spelling of his name.

I was made aware of the correct spelling though. I went into school the next day, armed with this big, exciting news. Memorising this new name was important so that I could get the story right. A friend of mine laughed at my pronunciation of Ian’s name, given the additional i. The conversation suddenly stopped being about this new change in one of our favourite bands.

The discussion then centred on how to spell Ian’s name. I was certain that I had memorised it correctly. My friend was certain he was correct. As he was a fan of Deep Purple already, I assumed he was correct and I let it go.

I checked the magazine that evening and I had read its incorrect spelling correctly. It was difficult in that pre-internet era to verify something like this without getting to a shop to check the spelling on the album or cassette. As I lived on a farm, far away from record shops, this was a non-starter.

My friend brought in his Deep Purple cassette the next day to confirm that the spelling was with just one i – Gillan.

It’s funny how a person can be right and wrong at the same time, like I was. But it happens. So it is always good to check the original, definitive source, if you can, before using the information.

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CategoriesActionObserveWeight loss

Doing What We Know

It may not always be good for us but doing what we know is often comforting. We have ingrained habits and neural pathways that make the familiar easier to do.

This would be fantastic news if we all had fabulous habits from our youth. However many people develop some coping mechanisms, or a few poor habits, when they are young. Development really depends on so many things.

The good habits, and the associated neural pathways, can be great if we’ve stumbled off our path. It makes it easier to get back to our previously efficient, focused and productive selves. Knowing we’ve done it before makes it easier to do again.

Although, it is also important to note that if you have improved various aspects of your life, you need to be careful not to slip into unproductive old ways. This is especially important if those older ways were unhelpful or destructive.

Some old habits, like eating, smoking, gambling and drinking can really disrupt our lives if relived with enthusiasm or without thought.

Another category is simply those little things we enjoy doing but that have minimal impact on our lives. An example of this is flopping on the sofa and listening to a few favourite tunes from younger days. It’s just something you enjoy doing and you know you’ll feel better after it.

By doing what we know, we can improve our lives or have it spiral downward. It can be a constant battle or our saving grace. Though eventually, you can make the good habits a part of your life. By continuing to overwrite our old programming, we can minimise the chance of back sliding.

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