Sometimes you need quite a few lessons before you learn. Keep trying.
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Get Yourself Educated
Stop guessing. Stop believing what you hear or read. Question it. Get the facts. Get details. Look at it from the opposing view. Understand motivations.
Use the internet to find actual data. Don’t just look at studies. If you do, look at who paid for them. Then see what facts the opposing view use. Facts. Not opinions. Not shouting. No, not even name calling. If people have facts, they will not need to raise their voice, nor call you names or change the subject.
If people are curious to find the truth, they will join you to try to use facts to find it. If they simply want to thrust their narrative onto you, they will not want to look up data, statistics and facts.
Don’t waste your time with ignorant folks. Spend it with people trying to make things better. It’s more fun and more rewarding.
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Risk On, Risk Off.
Being financially aware is one important aspect of life. Like it or not, money is critical to your everyday life. Try getting through a week without buying anything or using anything you have bought. No transport. No food. And no clothes.
You can’t even do a zoom call for work. It wouldn’t be right using the electricity, even if it’s just a little amount. Because it all needs to be paid for with money.
So call your mortgage broker and your financial advisor and assess these higher rates and what you can do about them today. Play out some scenarios. Pay an early repayment charge if it makes financial sense so you can lock into a lower rate today, rather than a 3% higher rate next May.
Unless something breaks and threatens to pull down the entire financial system, we may be looking at a 5% base rate for 5 years or more.
Learn about finances for the next three months. What you learn may save you £75,000 over the next 5 years. Isn’t that worth spending 5 hours on this weekend?
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Where Does The Time Go?
If you don’t know, you need to pay more attention. Yes, it goes quickly. But, you can do much more with it if you pay attention to it.
Two tips to improve your time use. First, take a piece of paper and jot down what you do every 5 or 15 minutes, for your whole day. Write the time and a few words. For example, 09:00 at desk, opened 10 emails, replied to five. 09:15 went for a coffee. At the end of the day, see where you could tighten things up a little.
Secondly, write out what you need to do and when, the night before. For example, 08:45 make coffee and take to my desk. 09:00 – 09:45 complete house financing. 09:45 – 10:15 make three calls to potential clients.
If you do the second one, you can compare it to the first tip. You’ll see where, when and why you are getting distracted and off track. And for how long.
With this greater awareness, you can make some adjustments to improve your timing and effectiveness.
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Take Stock
What have you got? Have you stopped to take stock? Is it your health? Wealth? Relationships? Is it a particular skill, career, or lifestyle?
Sometimes it is good to stop for 5 minutes and remind ourselves how good we have it. This is especially important if we’re ploughing through some really difficult moments.
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CategoriesThink About It
Can’t Hear The Noise
While some people are going through turmoil, others are completely unaware and getting on with their life.
While some markets are collapsing and personal Armageddon is unfolding, other folks are blissfully unaware and going on a picnic.
I hope this note finds you well. Because I can’t hear or see the turmoil or pain in your life at the moment, doesn’t mean it isn’t there. You will be resilient. These trying times are just a test.
Like snakes and ladders, there are ups and downs. Few people like riding down the snake but you’ll be on your way back up in no time. Who knows, there may even be a ladder lurking where you least expect it to help you back up and on your way.
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In 20 Years
What do you want your life to be like? Where do you want to be? Physically? Financially? Relationships? Work? Career? Hobbies? Family? Health? Fitness?
Take your current age and add 20 years. If you’re 43, add 20 and visualise your life at 63. List out what your life is like. Write it down. Note the clothes you’re wearing, your fitness, how relaxed you are, where you live (sea, mountain, warm, cool), how you spend your days and how delighted you are with life.
Think about your future. Visualise the dream. Add in all the detail. Make it very real and clear to see, not just the idle, transitory thought.
If you want that life in 20 years, what will you need to adjust to get there? Save and invest more of your income? Change some habits? Learn to delegate better and feel good about it? Outsource?
Make these changes now and work on the changes through till Christmas. Then sacrifice and discipline into 2023 so that by the end of that year, you are well on your way to that dream life. Then keep improving every year for 19 more years. I know you’ll make. You can achieve anything that you want bad enough. Especially in 20 years. Go!
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CategoriesAction
Making Mistakes
You made a mistake recently. You and I both know it. It was an actual mistake that you wish you hadn’t made. Now you have a choice in that you can just let it go and move on or you can acknowledge it. You may even feel the desire to apologise for the mistake or it’s impact.
Now I’m not talking about a well-considered choice you made and now regret, like how you voted, a date you went on or a poor restaurant choice. I’m referring to an actual mistake, “an act or judgement that is misguided or wrong.”
Maybe you turned left instead of continuing straight on ahead. Or maybe you called your friend Dave, when his name is Jim. Ooops!
How you respond generally depends on the circumstances. Did you notice the mistake or did someone have to point it out? Was it worth interrupting the flow of the situation or not. Would it be appropriate or helpful if you acknowledged it or even apologised for error?
These things are usually fluid and different people have different points of view, at different times and in different circumstances, and depending on how they feel, are impacted, their intent and which outcome they were looking for.
Do what you think is best for the greater good in that moment. Then move on. Bygones.
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Everyday Life
After 1,000 blog posts, today seems like any other day. It was a great milestone to achieve and I celebrated the moment but now life goes on.
You can understand how astronauts, Olympians, professional athletes and big stars can have some mental health challenges when their time at the top is all over.
Once you’ve walked on the moon or flown in space, how does everyday life compare? It’s as good as it gets. And then it’s over. Then you need to find joy and appreciation in other things. Everyday life is simple. Enjoy its simplicity.
Thank you to all those who sent me congratulations on the 1,000 blog post milestone. I’m grateful for your encouragement and support.
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1,000 Blog Posts !!!
An historic milestone! I’ve written 1,000 consecutive, daily blog posts now. I hope you’ve been enjoying some of them and some have made you pause and think more than you normally would.
Most importantly, I hope some of my thoughts have helped you to take action in your life and improve some things you wanted to improve. Perhaps you’re now even living your dream!
Years ago, I set out to write 365 consecutive, daily posts, but I just kept going! The first ones were uncomfortable. Now I may be Unstoppable! Like I wrote in my book, you can Achieve Anything!
When you achieve something notable you should celebrate it! That’s step 7 in my book. So join me in celebrating this 1,000th consecutive, daily post. Tell your friends. Have them join in. Especially if they are trying to achieve anything specific in their life right now.
Woo hoo!
What’s the next big goal?! We shall see.
For now, though, I am celebrating. ?
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