It’s always great to spend time with friends. Particularly friends who want good things for you and encourage you. Our property group is very much like that. A good group of friends.
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Falling Behind
Sometimes we get a little further behind on things than we would like. It could be from laziness, distraction, unexpected extra work, additional responsibilities or something nice like a holiday.
Regardless why, don’t sweat it. Keep plugging away, a little more than usual, and you will be surfing the stationery again in no time.
And if it is because of family matters or a family holiday, then that is fine. In 20 years, the family help or fun holiday is likely to be a much more important memory than some additional admin.
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People Love Their Associated Groups
Do you have a favourite coffee shop, book or tv show right now? Do you tell others about them? Have you even tried to get other people to go to your coffee shop, read that book or watch that tv show?
On one level, there is personal enjoyment of something special to you that you value highly. Expressing your enjoyment of it is another level. Trying to recruit people over to experience it too, while perhaps good intentioned, is a whole other level.
Now these three levels continually play out in society. There is a natural play between the levels by each person at different times. Sometimes, you’ll decide it isn’t worth thinking about any further. Other times you will try very hard to recruit people to your team, view, group or tribe.
An obvious one would be politics. Some people enjoy their preferred party or candidate. Others want to have a sign on their lawn or talk about their preference in the pub. Finally, some people, for some elections, will try to sway others to vote for their preferred party by going door to door, paying for commercials, or hosting events for them.
Consider all of your group associations. You have many. On every topic there is one to be found. Politics, race and gender seem to get emotions racing today. However, people group themselves by so many things like enjoyment of marmite, beer v wine drinkers, movies v books, etc. Oh, and sports teams!
Some people can get exceptionally animated about their group and dislike people in another group. Yet, when the topic changes and they find themselves in the same new group as their sworn enemy, they become friendly. It all depends on the value hierarchy of the group in question in that moment. Fascinating.
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Cheering
We all cheer a little differently. It’s quite a personal thing. It depends if you are watching a local match, your children play, your favourite sports team or even which sport it is. You may be a little more boisterous during a football match than during a Wimbledon final. Especially on the serve.
Some people like to clap. Others prefer watching quietly. Still others enjoying launching full steam into their cheer with plenty of passion.
I can get quite involved with lots of passionate vocals. Although I always aim to encourage or direct and am not interested in denouncing, denigrating or booing – I’d rather just stay quiet. Silence can be deafening.
With Ryker’s match, as I noted in yesterday’s post, I watched while verbally cheering and encouraging. Not just him but his whole team. It was very exciting and a lot of fun. I don’t know if it made any difference, but it felt great being a part of it.
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The Thrill And Pride Of Being English Champion
My son, Ryker, won his England Hockey T2 Cup final on Sunday 3rd April. In a thrilling match in Reading, they played against a challenging side from Alderley Edge, based south of Manchester.
It was exciting to watch. There was constant pressure and some end to end break outs which threatened to adjust the nil nil score line. A fortunate short corner goal later in the first half put our Teddington boys up 1-0 going into half time.
A couple of quicker goals after the half put the score to 3-0 but the lads from Alderley Edge answered with one of their own which really energised them. It was very tense from that moment with many chances at both ends.
The final whistle brought relief as the score remained 3-1 and the thrill of winning the final enveloped the team. That thrill of winning is so palpable. A mix of excitement, relief, pride and exhilaration are a heady brew.
Whether it is for a country level final or a pick up game with friends, winning is a nice feeling. As a parent, I am delighted for him and proud of how hard he has worked to be a worthy member of the team. I was also proud of the whole team, and their coaches, for their teamwork and sportsmanship.
The thrill and pride that come with winning are very personal. How we display these can elicit some strong opinions. Enjoy the moment though for it may be a long time coming again, if ever. Enjoy.
For more on this match and other age group national finals in England, head to https://www.englandhockey.co.uk/24-winners-crowned-in-england-hockey-junior-club-championships-finals
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Property Can Make You Wealthy
Prices can make your mind make funny justifications. It’s not prices on their own though. It requires your bias and your emotion. And without thinking, you can end up on the wrong end of the stick.
There are many reasons not to own an investment property. People will share these with you whether you ask or not.
But a property in an area that is reasonably desirable, or is likely to continue to grow, can be an excellent investment.
For example, in the UK, property tends to double in value, on average, every 10 years. So, if you buy a £600,000 property with a £450,000 mortgage (75% loan to value), it should be worth about £1.2 million in 10 years and £2.4 million in 20 years.
Imagine that. One property that you put £150,000 down on as a deposit, could be worth about 4 times it’s current price in 20 years. That would leave you with nearly £2 million in equity.
That’s more than 10x on your money. You may also have received some rent in that time period too. Add that into the mix.
Now imagine that one property helped you buy two more at £800,000 on the 10th anniversary. And they went up similarly. And their mortgages stayed static. You could have about £4 million in total equity after the 20 years. Just three properties could change your life and whole financial circumstance.
Think it through. Or ask. But make it work for you. Because property can make you wealthy.
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This Should Not Be Happening In 2022
I find this an odd statement, regardless of the topic. You may like something and wish it wasn’t happening, but why should it not be happening?
It’s a complex world. You live 1/8 billionth of it. Just because you think something should or shouldn’t be happening doesn’t mean everyone else is on the same page yet, or anymore.
Things shift. Life can be complicated. People might think we are so modern. I would imagine that people in 1,217 also thought they were super modern at the time. Also in 1812. Heck, there was even an overture named after that year. Impressive.
Remember, everyone here was born and had to be trained or they followed a role model. For every, single, little thing. And each one might have been different.
You may want a different world. But this is what we have. Work with it.
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People Need Structure
It helps to have structure in your life. Sometimes it is nice to go with the flow for a short time, like when you are on a relaxed holiday. However, if you are flowing to long, you can easily be swept down river.
Having a bedtime, a get up time, daily rituals and immovable items in your diary are all good to have.
On the farm, there was the milking of the cows at 5am and 5pm. Everything else worked around that. Those were the 2 big rocks in our goal jar.
If you don’t have some clear structure, life can pass you by. You’ll get caught up on distractions. Get some structure in your life, if you are lacking some.
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Allow Extra Time
This is some great advice. Whether you’re renovating a property, heading to the airport, going to an exam or interview or even just driving to a friends, you should allow some extra time for unexpected moments.
We won’t always know in advance when traffic gets heavy, someone becomes ill, or someone bumps into us on our way. Just to be sure to be early, and no later than on time, allow extra time than you think is necessary.
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Be Patient
Push the process hard. Be patient with the outcome. Done!!
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