Have a real good look at them. Are you spending well? Do you get great joy from what you purchase? Is there anything you are buying that is unnecessary?
0
Tag: Finances
Keep Your Finances Updated And Tidy
There are many reasons to do this. It’s an investment in you and your personal well-being for starters. Knowing where things are at financially is calming, liberating and allows maximum fun.
If you know your bills are paid, your emergency account is fully funded and your investments are working day and night for you, you will have a greater sense of calm. And it lasts all year. Not just the week or two of calm you get from going on a holiday. Especially if your bills pile up, your admin gets behind and you blow your emergency funds on your, ‘but I needed it!’ trip.
Also, if you were incapacitated or died, could someone step in and know where everything was? Are all the accounts easy to find? Is there an up-to-date will? Are bills on direct debit? Or would someone have to hunt around and figure out what to pay and when?
Do this for you, and your heirs or carers. Start today and have it all sorted by the 15th July (2022!!). Go!
0
When The Kids Are Off School
What do they do? Where do they go? When will they get home? Will they spend more time in the park? How do things work when the kids are off school?
So most children are off school now in the lead up to Christmas. By most accounts they have at least 2.5 weeks from now before going back to school in January. What will they get up to?
Some might have a little Christmas shopping to do. Others may have some cards or gifts to make. Then they will have Christmas Eve merriment. Then obviously they will be fairly well occupied on Christmas Day.
A few of the older ones will be interested in the traditions of New Year’s Eve. Then four days later many will do final preparations to get ready for school, which for many will begin on the 5th of January 2021.
Ok, so what about all that time in between those few moments of being occupied? That is almost two weeks where all the schools are off and the students might be ‘at a loose end’.
Well, with lockdowns, social distancing, Tiers 1, 2, 3 and 4 and a variety of travel restrictions announced, there may be less going on than usual. So this year there may be more local walks to break up the hours of gaming, screen time, movies, board games and learning about finances and goal setting.
When the kids are off school, help them with some practical skills.
1+