Be like a squirrel in Canada. Ensure you have enough to eat through a long, cold winter.
Don’t party it all away; food or money. Better to spend a little less in summer to ensure you make it through the winter. Sometimes winter can be six weeks longer than usual. If it is, how would you survive? It’s too late if you don’t have a plan by mid summer.
Fiscal responsibility is rare. We all want to play to the edge and assume it will all work out, in our favour, every time. Those are long odds. Best not to tempt fate too often.
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