Scott, Author at Scott's Thinking

Good Debt

Posted on February 10, 2021

Some words just have a bad connotation. While others are riding high with positive brand awareness. Good debt straddles the middle.

For some, all debt is bad or evil or unnecessary. That is how it sits in the bad camp. However, those in the know about debt are happy to have good borrowings in their portfolio.

Generalisations do not help. Often as we get closer to the specifics of a topic we split off into different perception points. This is helpful. We can then better understand our position. Ideally we wouldn’t carry any debt for any purpose. Although, a little bit of borrowed money to help build a company, buy assets and get your future flowing, can be a good thing.

It is always interesting to me when people react to the word debt. It is a word many people want to clarify, if they do not condemn it straight away.

Many people have a difficult personal story involving borrowed money. It is not uncommon for people to have been in sizeable challenging positions when they were young. And unfortunately it is usually bad borrowing that they have collected.

I am trying to raise the awareness of debt, both good and bad, money, finances and life options. That is why I host Money Mindset Monday at 10:30am UK time on Clubhouse. My co-hosts / co-moderators are great and people get a lot of value.

In the meantime, get to know good debt.

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Help Your Friends

Posted on February 9, 2021

If everyone did a little bit to help people they knew, everyone would be getting some help. Help your friends when you can. You may not be able to assist all the people in town, but you can make a difference to some.

It could be a simple phone call or sending them something you found online. Other times you may need to lend them your car or make room in your house when they visit. Towards the more extreme, you may hire them or let someone sleep on your sofa for a few weeks or months.

We don’t always know which bit of help will be of most use. But it is quite probable that most of it will be.

Life’s challenges can pile up on people. They don’t always know how to ask for things, especially help. Try your best to notice the signs and signals of growing distress. A little intervention at the beginning can be most useful.

Often a few choice words at the right time, with the right intent, is enough. Usually people know what the problem is. More frequently, they know the solution to that problem too. Regardless, any help at the right time can be invaluable.

Be observant, empathetic and kind. And help your friends.

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Embrace Your Future Self

Posted on February 8, 2021

It is hard to be an adventurer, exploring new realms, when your feet won’t leave the comfortable shoreline. Embrace your future self and ride headlong into the exciting world you are seeing for yourself.

There seems to be three main aspects involved in changing your life. The first one is simply recognising where you would like to be. The second one is deciding you are going to get there from where you are. Finally, you need to see yourself at the finish line and truly be that person.

One of the most difficult parts about change is truly being that person at the finish line. We can be hesitant, uncertain and uncomfortable. This may be for several reasons or just one. However, the quicker you can mentally and emotionally become that future person, the sooner you will be there physically too.

It makes sense too. If you would like to be driving a red Porsche, you will need to start thinking of it. The more you can clearly see yourself sitting behind the wheel, the more likely it is to happen. Your mind will shift nicely from ‘not’ to ’fully bought’. In doing this journey, even if only in our head, the easier it is for the mind to accept it as true.

Once something is true, it will be.

Embrace your future self.

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A Crazy Busy Week

Posted on February 7, 2021

Ever had one of those? I am sure you have. Trying to jam in so many things. Some were booked, some were not. Regardless, a crazy busy week was had.

Many people will start out with a good plan. Well paced workloads will have a certain set of expectations around them. We might even add in some contingency time for unexpected items that pop up onto our radar. Despite all that good planning, sometimes things go south. Or great opportunities arise.

Either way, we can find ourselves up against the clock and burning the candle at both ends. Not the best situation but sometimes you just have to make hay while the sun shines. (I couldn’t resist an old farming reference).

How do you deal with a week like that? Do you re-book meetings, delegate workloads, drop things or recalibrate the priority list? Perhaps you do something completely different. Let me know in the comments below as I am genuinely interested in hearing the myriad ways that different people navigate a busy week.

I think I did a combination of all of the above. In addition, some things were simply forgotten in the mad rush. It is not ideal but sometimes life is just like that.

Hopefully next week is not such a crazy busy week.

Observe

That Aha Moment

Posted on February 6, 2021

Not to be confused with that A-ha moment you had back in 1985 with the song Take on Me. This is that aha moment you get every so often when you realise something for what it is or needs to be.

You know that moment when things strike you and the penny drops. Maybe you were working on a hard problem at school or work. Or, perhaps you were trying to solve a crossword puzzle or a who dunnit murder mystery. Sometimes, it is just a conversation recalled and a knowing smile when seeing it from a different angle.

We should have more of these aha moments. Try to cultivate them. Get the conditions right and the mind open and maybe you could have more of them than you could imagine. It almost feels like the giant combination lock in the sky just rolled the last tumbler into place.

Practice getting your mind to relax. It helps if you breathe deeply and let the air out slowly to relax your body, neck and shoulders too. If you can do this, you will be a on your way to a wonderful place. Universal coincidences happen more often when things are calm and aligned.

Practice getting that aha moment and you may just have more of them.

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It Is Done!

Posted on February 5, 2021

That feels so good. That moment when you have completed the task. You cannot control it anymore. It is out of your hands. It is done!

It is an exciting and glorious feeling. When all the tension and build up can drain calmly from you, it is a tremendous feeling. Some feelings will be of relief and some will be of pride, confidence or joy.

Think back to when you have completed a big project. Or even think of a little one that you felt was important and worthy of your time. Maybe it was after completing an exam, driver’s licence test, or first overseas trip. For many, the feeling of relief is large after a public speech.

There is often an adrenaline rush and then a calming moment of satisfaction. In addition, you know you do not have to do it again soon, so there is peace in your heart.

I felt the calm satisfaction on Wednesday evening when I completed my first YouTube Short. Thanks to Alex, Roxane and Jaime for guidance on technical aspects. Thanks also to the many people in the YouTube and social media rooms in Clubhouse who gave great information. Also, a thank you to the How To content creators on YouTube. In particular, Sean Cannell’s comments in Clubhouse and his videos at Think Media. Naturalvita Tutorials also had a good tutorial.

It is done!

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Shine On!

Posted on February 4, 2021

Life is full of ups and downs. So when you are on the way up, enjoy every minute of it. Enjoy the excitement and exhilaration. Shine on!

The compound, or snowball effect, works both ways. If things are getting worse, it can continue getting worse at an accelerating pace. However, if things are going well, life can explode in an upward trajectory.

Tuesday was one of those days. There was a mix of things happening. Though, I did have some great things happen and it seems to be snowballing upward so far. Long may that continue!

It is easier to maintain higher energy and an upbeat vibe when things are going well. This in turn will also attract other positive things and people toward you. People like to be around someone who is winning. It is a fun and wonderful thing to be a part of.

So throw on a smile and walk with your shoulders back. Get a little swagger going too. Feel like you are having the best day of your life. Breathe it in. Hold on to that feeling.

If you can keep your thoughts positive and your body strong, you will win the day. Try it.

Shine on!

Action Progress Reframe your thoughts

Change It Today

Posted on February 3, 2021

There is something that you have been putting off. You know you want the outcome but something holds you back. Change it today.

Get your own attention and focus on the matter. Break it down into tiny steps. You do not need to live like this anymore. There is an alternative. So find that other path, get better people around you and thrive.

It could be that the hardest part of changing something is the people you can’t bring with you. You would like them to come with you. However they do not see your future in their future. And that is fine. But do not let it slow you down or stop you.

You must barrel along as if your destiny depended on it. Is the path you are heading along really leading you to the place you want to end up? What will your life look like in 20 years if you do not switch tracks? Is it really the life you want? Because you can change the track you are on.

You can make a hard turn or you can adjust slowly. Both can work. But you need to be sufficiently comfortable with the initial discomfort. Then it will continue to be uncomfortable until your mind can adjust and feel fine with it.

Make the decision you need to make right now.

Change it today.

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Get Good Sleep

Posted on February 2, 2021

Staying up too long can be devastating. You can start to weave, get the head nods, fall asleep and feel pretty bleh. Get good sleep. It is very important though often the first item to let go.

I do love sinking into bed after a long or tiring day. It could be physically tiring or it could be mentally tiring. Either way, it is nice to lay back, dream away and then get some good shut eye.

Keeping someone awake for too long can become a brutal weapon of torture. It doesn’t even take that long. Sleep deprivation is a real thing and can lead to unfortunate and even severe consequences. Be smart with the amount of sleep you get.

You generally need 7-8 hours of sleep per night. You should aim to get to bed earlier than later. Sleeping hours before midnight seem to be rated higher than those after midnight. In addition, try to get to bed at the same time every night. This is assisted by having a consistent bedtime routine. This winding down routine should not involve any screens (tv, phone, computer).

Drink your eight glasses of water earlier in the day. It will help you stay hydrated but also keep you from waking up to go to the toilet in the middle of the night. No one needs that kind of unnecessary sleep disruption.

Get good sleep.

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Sometimes It Is Who And Not What

Posted on February 1, 2021

Who says someone can be more important than what is said? It seems a little odd to me but it happens. Sometimes it is who and not what that makes all the difference.

Do you remember your parents telling you something and you didn’t believe them. Maybe it was when you were a teenager. Or perhaps you were in your 40’s. They said X and you did Y.

Having your own children is the cosmic giggle from the universe. Now the shoe is on the other foot. You will be imparting brilliant, relevant and fascinating advice, or information, and it will fall on disinterested ears.

However, a friend of theirs will say the same thing and it will be all high fives and wow. If you’re nodding to this, remember you did/do the same thing to your parents. You may dismiss your parents as being from a bygone era. In doing so, try not to dismiss the pertinent advice they are giving for your benefit. Listen carefully.

If your best mate told you the same thing, then do it when your parents mention it. And give your friends due time while considering their view. Oftentimes friends can dismiss a point of view because they think their friend has no idea. However, an expert in the field might say the same thing and you will quote them all day long.

Sometimes it is who and not what.