CategoriesHealth & FitnessReframe your thoughtsTime

Relax

Is this easy or hard for you to do? Are you filled with tension in your body? Is your mind constantly buzzing? Relax. It will do you a world of good.

Sometimes I simply lay down on the bed or sit in a chair and close my eyes. Then I empty my mind, relax my limbs and take many slow but deep breaths with equally slow exhales.

Three to five minutes of that and I can be as good as new. Though I do set my phone alarm for seven minutes now. By doing this, I have a better chance of not sleeping for an hour or two. It can be so instantly relaxing that you can doze off.

I have also used the Key Drop technique of Dali’s. Essentially, hold something in your hand and when you finally succumb, you drop it. When it hits the floor, you will awaken. You will have dozed off just enough to reinvigorate yourself. Then you can get back on with things.

Relaxing doesn’t have to involve sleep. Although, a good nap in the middle of the day has helped many famously hard driving people. However, you can also meditate. You can even just watch some comedy on YouTube. It really is up to you. But you should do something to relax every day.

You may find it a welcome habit. Go on, relax.

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CategoriesActionGratitudeHealth & FitnessReframe your thoughts

Early Morning Walks

It’s great to get up early and get a walk in. Most days this process starts at 05:30, which is a quiet time. Early morning walks are great for several reasons.

It’s nice that there are so few people out on the paths. Though, like people in other tribes, like dog walkers and gym goers, you will see familiar faces every day. You have something in common. And it is nice to see others out and getting a little exercise in.

It is also quite quiet as the motorists, boating crowd, airplanes, buses and trains aren’t really underway at that early time.

If you caught my carousel on Instagram yesterday (@scottsthinking), you’ll have seen a few photos and short videos of a recent walk. The birds were plentiful and creating a veritable symphony. It felt a bit like we were in a rainforest or a very tropical setting.

Walking with someone is another benefit. It’s a lovely way to share some thoughts or organise some ideas before the day gets going.

Finally, the temperature is very pleasant at this time of year. Often it is between 10C and 18C. This is ideal for being out and walking briskly.

Of course, sometimes a walk is not on the cards. So today it was an 11km run in a little light, and occasional, rain. I’d been advised to get the book Maverick – A Biography of Thomas Sowell, so that was on the AirPods. It’s fascinating.

Early morning walks are wonderful. Enjoy!

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CategoriesHealth & FitnessReframe your thoughtsWeightWeight loss

Diet Needs A Rebrand

Is it just me or is the word diet strongly associated with a restricted and unpleasant reduction in food? I think diet needs a rebrand.

The word is often used quite generically. People say, “I am going on a diet.” However, they already are on one. Now you may go on a healthier one or natural one. In addition, you may already be on a poor one, high sugar one or a low-carb diet. You may even need a new one compared to what you’ve been using.

However, people love to shortcut or use shorthand when they can. So there is a presumed weight loss or slimming element to any new discussion of a diet.

I’d like to talk about my diet without it sounding like I am on a slimming or weight loss program. I think it would help others in their discussion too.

It feels like the word could use some help. Perhaps we could do something similar to what is happening to prunes. They are more frequently being called dried plums. This is still accurate, but plums sound better and have a better brand connotation.

Diet: The food and drink that you eat and drink regularly

Oxford Learner’s Dictionaries

It would be great if everyone could agree to use diet in the normal eating way. Then people would need to be specific if they were changing it. By changing our relationship with the word, it might help people embrace their new or healthier diet.

Diet needs a rebrand.

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CategoriesObserveThink About It

The Two Types Of People

Are you a giver or a helper? These two concepts seem closely related but there is a fundamental difference. The two types of people are often bundled together, but there are good reasons not to do that.

Both types seem to want to assist others. They either help the person out of a difficult situation or aim to bring them joy.

The giver tends to provide something that the receiver does not have. This can be physical, financial, emotional, mental or spiritual.

The helper tends to guide, encourage and support the other person while they find their own way. This can take a little longer but the self-generated help does more than simply solve the short term issue.

Although it does resolve the immediate concern, the person in need learns to solve their own challenges. They will build resilience and develop a constructive way of thinking for next time and for other circumstances.

The helper provides much more than the giver. Not only in up front time and support along the way, but also in giving their confidence to the other person. Feeling like someone believes in you can lift spirits and create great longer term self-esteem benefits.

If you give, you tend to continue to give more. If you help them learn, they can stand on their own and then pay it forward too.

The two types of people exist. Which will you be?

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CategoriesActionFinancialThink About ItTime

Make A Financial Wish List

Remember the car you wanted? How about that vacation that didn’t happen? Make a financial wish list so you can focus on the things that bring you joy.

Like Marie Kondo says, when tidying, get all the same items in one spot. So if you are doing clothes, get all of the clothes from around the house and put them in one spot. This way you can see everything at the same time. This makes it easier to compare, so the selection process may be easier. You also get a true sense of the magnitude of the items.

Do the same for a financial wish list. Think of it as a bucket list that you want to achieve before you buy the farm. Put everything on this list that you could imagine wanting at some point. Put a minimum cost on each item. The idea is to get everything out in the open and see what you would really like. Some will be must haves and some will be nice to haves. Put them all down. Get a real sense of what is ahead of you. What would bring you joy?

For example, one of my items is to pay for each child’s university education. Another is to cover an amount for a wedding. Now maybe they won’t go to university or get married. But at least the funds are there in case they do. And they can always be redirected to a start-up business fund, round the world holiday or other matter after a certain age.

Make a financial wish list. Make it for fun. It will tidy your mind.

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CategoriesActionFinancialHealth & FitnessThink About ItTime

Stop And Think

When did you last do this? It can change your life if you do it. Many people are so busy getting through life, they don’t stop and think.

Take 15 minutes later this evening and consider some things. If you are really brave, get a pen and some paper and write out your thoughts. I say brave because it is rarely comfortable confronting the brutal facts of reality.

Now I suggest you write out some of the great highlights of your life first. You may be able to note down 12 years of schooling or an advanced degree. Perhaps you’ve travelled or have had an illness you’ve had to overcome. Maybe you donated some money to a friend that was doing some fundraising. You may also have maintained a successful relationship, built a career, bought a house, raised good children or simply made it through life to here.

Well congratulations! There are so many skills you have and so many more you could acquire. You are far better and more impressive than you give yourself credit for. And you can do so much more than you even begin to imagine.

Recall all those times you got the thing you wanted. You bought the car, went to the concert, got the job or went out on that date. When you really wanted something, you went after it. You got it or something similar.

What else do you really want? How serious are you about it?

Stop and think. You can achieve anything.

Now, go make it happen.

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CategoriesFinancialThink About ItTime

Think Longer Term

It would be great to have everything right now. No waiting or requirement for patience. However, if you think long term, you can get a lot of what you want now and have a good long term too.

It is so easy to spend money and time. It is more difficult to keep an eye on them and guard them. But it makes sense to do so. Living for today is a great and exciting way to live life. However, if you sacrifice 100% of your future to maximise today, things could get challenging later.

Although, consider the future you and how much they will thank you for being a little patient. If you do, you might do things differently. If you eat well and exercise in the present, your 40, 60 and 80 year old self will greatly appreciate it. Saving and investing 1%, 10% or 20% of your monthly income could make the retirement era you very happy indeed.

I know it takes time to set these plans in place. But, if you can do it, you’ll be better off. Both the time you have in your later years and the money comforts will be greatly appreciated by the older you.

Think longer term. Future you will be glad you did.

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CategoriesReframe your thoughts

Oversimplifying Complicates Matters

By grouping large segments of a population, we often distort useful information. Oversimplifying complicates matters. This shorthand can highlight issues which only affect smaller groups of people.

Samples from the Financial Times yesterday are as follows: ‘Investors rush into corporate debt’ and ‘America celebrates Juneteenth’. These two phrases were combined as one headline. It struck me as unlikely that all investors were rushing into corporate debt. The reason I say this is that some investors only invest in equities or government debt. Meanwhile, others focus on real estate. As for any holiday or special day, some people celebrate, while others just enjoy the time off. In addition, other people may have to work. While still others may not even realise what the day is meant to represent so wouldn’t be celebrating it.

One of my favourite examples of oversimplifying is when the media pundits kept saying ‘Britain voted for Brexit’. This shorthand, and those above, imply the words ‘all’ or ‘all of’ at the start of the sentence. This is usually quite inaccurate. It would be nice if the writer could quantify the group a little better. The Brexit result was 51.89% to 48.11% so hardly justifies an implied ‘all’.

Noting that ‘some’ or ‘some of’ would be a helpful start. Perhaps a percent figure would be even better. Sometimes a different structure altogether would be an improvement. Something like ‘Britain voted. Brexit wins marginally.’

Remember these points when you are speaking to someone with a different opinion than you. Often you will be on much more common ground than you think. However, remember that oversimplifying complicates matters.

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CategoriesActionReframe your thoughtsTime

Making Your Next Episode

Your life could be viewed as a movie, mini-series, or tv show. Although it is probably most like a tv show. Making your next episode is a weekly occurrence.

With that in mind, how do you rate your life? Is it a drama, sit-com, tense thriller or mind numbingly drab? How do others see it? How would you like to see it?

The amazing thing is, you are making the next episode as your day unfolds. You are the writer, casting director, overall director, executive producer and star of the show. In the early seasons you were primarily the star. Your parents played the other roles in the credits. But once you turned 10, you started heavily influencing the other production roles.

You may like to feel as though you’ve given up artistic control, or never actually had it. However, every day you should remind yourself that it is you that makes the bulk of the decisions in your life. You decide if you are a stunning, fit and joyful lead character. You also decide if your role is that of a tired, bored or restless individual.

The people on the set are all selected by you to create the ambiance, atmosphere and interaction. Scenes start and end how and when you want them to. If a storyline isn’t working for you, you can just leave it on the cutting room floor.

Every week, you are making your next episode. Pay close attention to how you write the script for this week.

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CategoriesActionReframe your thoughtsTime

Be Confident In Your Position

You know what the best path is already. Don’t let others distract you or put you off. Be confident in your position. Carry on with your plans.

Often times we know the best solution to a given situation. We may not have 100% of the information but we need to make the decision. No one ever has 100% of all the relevant and related information. You need to have enough information, and a good feeling about things, to then press on to the conclusion.

I like Colin Powell’s 40-70 rule in this regard. With less than 40% of total information, your odds of making a good decision are lower. Obtaining more than 70% of the total information is time consuming and unlikely to change your decision.

Who knows what ‘total information’ really means? And how does one truly measure 40% or 70%? Don’t get caught up in these things. It is a rule of thumb. Get to where you feel pretty confident in the decision you are about to make. Know that the information you have is accurate and from a good source. Then get on with the decision and move to execution.

Usually you can adjust later if the decision did not bring about the outcome you were looking for.

If you have experts with field experience providing your information, you should be fine.

Be confident in your position.

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