CategoriesPropertyReframe your thoughtsTime

Build Generational Wealth

Have you got a money plan? Do you have a clear and precise written plan for your future or just a general idea? To build generational wealth, you will need to be specific and intentional with your plans.

The main thing holding you back in this era is your mindset. Secondly, it is your follow-on actions. Arguably you can be doing the right actions with a poor money mindset. Although, the mindset usually comes first before the motivation and actions. Regardless, it is better if they are both aligned.

Are you earning money only to pay for your current lifestyle? Or are you earning, saving and investing for now and for ‘retirement’. Ideally you are earning, saving and investing, with thoughts of your years ahead without an active income. And then ultimately, it would be great if you were preparing to have sufficient investments remaining to leave in an inheritance.

Preparing your finances is an important item on your to do list. The earlier you start, the stronger the habit will be. In addition, you are much more likely to have more money for yourself and for your heirs, the earlier you start.

Get a separate savings account set up. Place some money in it every week without fail. Learn about investing. Take it seriously. Though you can make it fun and interesting too. Begin investing for the 20, 60 and 140 year horizon.

Build generational wealth.

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CategoriesActionHealth & FitnessReframe your thoughtsTime

Go Camping For Fun

There are lots of ways to spend your time. Camping is a great one for kids. Especially if they have a friend or two with them. Go camping for fun and you will find it.

Like everything, camping has its pros and cons. Though some of its pros are the open spaces, learning to build and maintain a fire, hanging out with friends and getting away.

Some of the challenges can be the weather, the food storage, finding things you think you packed and late nights.

Now these can also be pros depending on how they are viewed. However, you may need to see them in a different light than you are used to.

We were camping this weekend and everyone thoroughly enjoyed it. There were no tv’s or PS4’s but there were walks, pizza’s, marshmallow roasting, chats and lots of great stories, smiles and laughter.

It can be tiring too. There is all the prep, the packing of the car, the unloading, the finding of things and trying new activities. There is also the drive there and back and also around the area for food or activities.

It’s great to be a part of it, even with its challenges. You may even find yourself booking your next outing!

Go camping for fun.

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CategoriesReframe your thoughts

Worrying Helps No One

Getting concerned about Covid? Perhaps tensions in the Middle East have you concerned. Worried about food shortages? Worrying helps no one so why do we bother?

Why do we read about things that we can’t or won’t impact? What is it that compels us to investigate, learn, debate and organise our thoughts for? We can become quasi experts in a field but not act on any of the information.

I used to watch a lot of horror films as a tween and early teen. I also read quite a bit about the supernatural, ghosts and such. I am not sure why I did that, though there are some theories kicking around.

However, I then stopped. No more spooky books and then no more horror movies. Life is short and I wasn’t enjoying those knowledge or entertainment moments anymore.

If I were to die tomorrow, would I have wanted to spend any of those final hours watching an unnerving movie? So if not then, why ever?

This thinking is also why I rarely read any newspaper articles and watch any news channel even less than that.

If I am not actively making an impact on some topic, why spend time worrying about the ifs and buts of it? I could fill my mind with wonderful things such as great memories, the progress being made in the world and funny jokes.

Worrying helps no one. Fill your mind with joyful thoughts.

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CategoriesObserveReframe your thoughtsThink About ItTime

It Is July 2025

What will you be doing? How will the world be coping? What will be happening? Imagine it is July 2025 right now. Are you happy with what you see?

Rather than wonder what you will be doing in 4 years from now, try something different. You can either research what some prognosticators are saying or make your own view. Of course when considering your own situation, it is likely you will have a better idea of the potential.

Who will be in power in the G7 countries? Who will be running your country? What will we know about COVID? What stats will we have? How will different countries be living with this?

Where will you be in your career? What about your close relationships? What will your finances look like? How old will your parents be?

If you have never written this down, you may find it quite an interesting exercise. Every time I do it, I think of other options I would like to have be true. In addition, when you look at things in the long run perspective, you tend to reduce emotional decision making. You also, get a greater sense of what could be possible for you. Also, you are more able to use facts and data rather than stories and unhelpful self-talk.

It is July 2025. Describe it.

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CategoriesActionGratitudeReframe your thoughts

Smile Through The Drama

Things sometimes go sideways. And they can go categorically wrong too. Those times that things don’t go well, smile through the drama if you need too.

Maybe the dog ate your homework, hat or cake. Perhaps you didn’t get the job you wanted, grade you needed or text you were waiting for. When these things happen, it can be easy to be annoyed or upset. Though I would encourage you to find something good or funny about the situation and smile.

Even if there is nothing good about the particular situation, that you can see in the moment, think of something nice and smile.

It is incredible how our thoughts can lead our body and our body can lead our thoughts. Just the simple act of smiling can start to make you feel uplifted. By making that facial expression, it is hard to not feel a little better.

This will also improve with practice. So if the first few times you do this, you can only manage a second or two, keep trying. The longer term benefits can be quite helpful in life. Being able to move yourself out of drama and into pleasantness will come in handy many times in life.

When life writes a twist in the play, smile through the drama.

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CategoriesActionReframe your thoughtsTime

Shrug And Move On

If you want to improve a frustrating situation, sometimes you need to try a different tactic. Rather than get debating, simply shrug and move on.

There have been some times in my life where I would engage in deep debates or discussions on topics. These were usually hot topics of the day, but most had a common ever-present theme.

So I know it can be very easy to get caught up in a misunderstanding or a disagreement. And you really should understand which it is at first. You should also figure out what your intent is and what the intent of the other party is.

If your intent is to convince the other party that you are ‘right’, then you are probably in for a long, frustrating discussion. Same thing if that is their intent. However, if you are both sitting down to calmly understand the data the other person has, that can be different. Especially if you are both working toward reasonable steps to improve the situation.

Otherwise, why give it energy? If their opinion, or what you assume is their opinion, is not to your liking, ignore it. Save yourself some time and mild anxiety and continue with your day.

You may wish to try to understand why you object to their viewpoint. But also try looking at it from their perspective and why they may have that position. You can’t mind read but you can try to consider what situations might have lead them to this perspective. Try to think of 10 to 15 because the ones that come ready to you are often your own biased stereotypes.

For peace of mind, build up or shrug and move on.

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CategoriesHealth & FitnessObserveReframe your thoughts

Trust Your Intuition

This is a skill you should put some effort into. The more you can practice and improve, the better your decisions may be. Trust your intuition but understand what that means.

Use the force. Amplify your sixth sense. Check your spidy-senses. Are they tingling? There are many ways to convey the idea of intuition or gut feeling. It has been presented in many different forms in real life, on TV and in movies.

And of course you can dismiss it, denigrate it or ignore it. However, I do not suggest you do that. Rather, I suggest that you try to relax your mind and body and develop the skill. Learn to understand yourself when things seem not quite right.

The more you do this the more you will trust your instinct and act on it. This should help you make better decisions more often.

You know you have experienced this at various times. I am sure you have said, “something doesn’t feel quite right.” You may not always know why you are feeling that way, but you may note the sensation. This is a good start. Observing the disturbance in you is a first step. Interpreting why you are noting it is another.

Trust your intuition while you continue to refine it.

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CategoriesActionHealth & FitnessReframe your thoughtsWeight loss

Consistency Is Powerful

Getting started can be tough. Continuing can be even harder. But that is the work you need to do to succeed. Consistency is powerful both in terms of confidence and outcomes.

A consistent drip of water is enough to put a dent or hole in a rock over time. You may not get the result you want straight away, but over time the probability of reaching your goal increases.

You can see this with any goal you are aiming at. If you are consistent with the foods and drinks you consume, you can reduce or maintain your weight. Keeping to a daily and weekly exercise regime will work wonders to tone your body and improve your fitness.

The great feeling of seeing daily or weekly improvements also builds confidence. Inconsistent approaches return uncertain results. This in turn weakens your faith in the process. With a reduction in faith, you are less likely to continue to do the things you are supposed to do. This creates an unnecessary loss in confidence.

You see, the flywheel can work both ways. It can help you improve, gain confidence and flourish. However, the negative reinforcement can also accelerate your demise.

Consistency is powerful. Use it to your benefit.

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CategoriesActionProgressReframe your thoughtsTime

Reach For The Stars

Think big and aim high. Things often take longer than you hope or plan. And the first iteration is a shadow of the next ones. Reach for the stars because you can.

Watching the Virgin Galactic livestream on Sunday afternoon reminded me how progress is made. Sir Richard Branson started dreaming about space flight a long time ago. He set up a company to make it happen in 2004. They thought they would be flying to space by 2006 or even 2008.

However, here we are 17 years after they started their quest. So things can take longer. Especially if the dreams are the bigger ones and no one has ever done it previously. Groundbreaking work takes time, money, dedication, patience and perseverance.

The tech they have engineered making the equipment reusable is brilliant. In addition, the comfort level looks sufficient for a wider variety of people to use. It is a very exciting time for space again! In addition to this exciting progress with space tourism, Mars is being explored more fully.

It was wonderful to see the mission completed successfully. Although I would like the space part to last longer, this is only the beginning. Remember the evolution of the TV, recorded music or even the telephone. Looking back at the first computers, laptops or iPhone’s also demonstrates how far things have progressed in such little time.

What other space companies are now going to pop up throughout the ‘20’s? Perhaps space truly is the final frontier.

Reach for the stars!

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CategoriesActionObserveReframe your thoughts

Be Selective

I am sure you think you are. Most of us do. We choose our friends, foods we eat, places we go and jobs. Choice is one thing but be selective too.

There is a slight distinction between selecting and being selective. You can enter a store and select a loaf of bread from the range presented. However, if you are selective, you will consider your choice beyond your habitual preference or first glance.

Take a moment when selecting something and really consider why you are selecting it. Think through your why and then think about whether it truly does satisfy your desired result.

This takes you from the general to the specific. Buying any loaf of bread is fine. However, can it have seeds or are their allergies amongst the eaters? Do people prefer granary or white? Will you need half a loaf or a full one? Do people prefer the thick, medium or thin sliced loaves? There are many other considerations too. Gluten is one. Cheese is another. Olives could be another.

Remember to think things through in all the areas of your life. Are the friends you have, the ones you need with you for the next five years? How do they bring joy or improvement to your life on a daily basis? Just because you have eaten that bread or had that friend for years, doesn’t mean it must continue.

Be selective in what you read, say, write, watch, eat, drink, see and do.

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